# Southeast Financial CU vs USFCU

Southeast Financial CU and USFCU both sit at 4.8 stars, but that hides the real split: 90% of Southeast Financial CU's written reviews are positive against 67% of USFCU's. Southeast Financial CU also leads on monetization model (free vs ad-supported). USFCU's advantage is update cadence (monthly vs every 4 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Southeast Financial CU against 4.8 for USFCU. Both are backed by a comparable volume of ratings — 1.9K and 1.5K respectively. Written reviews are what separate them: 90% of Southeast Financial CU's written reviews are positive against 67% of USFCU's.

Southeast Financial CU ships an update every 4 months, USFCU monthly. The most recent releases landed on November 10, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | Southeast Financial CU | USFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.9K ratings)](https://appshunter.io/ios/app/southeast-financial-cu/id497732732/reviews) | **[4.8 (1.5K ratings)](https://appshunter.io/ios/app/usfcu/id1487696542/reviews)** |
| Number of ratings | **1.9K** | 1.5K |
| Positive reviews | **89.7% of reviews** | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 104 MB | 177 MB |
| Requires iOS | **17.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Southeast Financial Credit Union](https://appshunter.io/developer/497732735) | [United Southeast Federal Credit Union](https://appshunter.io/developer/684416659) |

## What reviewers say

### Southeast Financial CU

[App page](https://appshunter.io/ios/app/southeast-financial-cu/id497732732)

Manage your finances conveniently on the go. Check balances, review transactions, transfer funds, and activate cash back offers. Locate nearby ATMs and branches with ease.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Activate cash back offers, Pay bills, Find ATMs and branches

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 🚀 Easy to use and navigate
- 💡 Useful features like mobile check deposit
- 🔒 Secure banking experience
- 👍 Excellent customer service

**What reviewers complain about**

- 🐛 Occasional app crashes or bugs
- 🔍 Limited functionality compared to website
- 🔍 Restrictive mobile deposit limits
- 🔍 Difficulty seeing pending transactions

**Reported bugs**

- App crashes on certain devices
- Mobile deposit feature not working consistently
- Login screen freezing for some users

**Requested features**

- Ability to transfer to external accounts
- Increase mobile deposit limits
- Add option to view pending transactions
- Improve mobile app design and layout


### USFCU

[App page](https://appshunter.io/ios/app/usfcu/id1487696542)

Consolidate all your financial accounts, from various institutions, into one convenient view. Manage transactions, set alerts, transfer funds, deposit checks, and secure your accounts with advanced features.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Transfer money between accounts, Mobile check deposit, Debit card management, Bill Pay access

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💡 Helpful customer service
- 🚀 Top quality app

**What reviewers complain about**

- 🐛 Inconsistent account balance updates
- 🐛 Inability to view credit card transactions
- 🐛 Compatibility issues with newer OS versions

**Reported bugs**

- Error loading account information
- Transactions disappearing and reappearing

**Requested features**

- Ability to view transaction history and date range
- Improved account balance tracking and consistency


## Frequently asked questions

### Is Southeast Financial CU free?

Southeast Financial CU is free to download, with no in-app purchases.

### Is USFCU free?

USFCU is free to download, with no in-app purchases.

### Which has better reviews, Southeast Financial CU or USFCU?

USFCU is rated higher. Southeast Financial CU averages 4.8 out of 5 from 1.9K ratings, while USFCU averages 4.8 from 1.5K ratings.

### Do Southeast Financial CU or USFCU have ads?

Neither Southeast Financial CU nor USFCU shows ads.

### Which is updated more often, Southeast Financial CU or USFCU?

Southeast Financial CU ships an update every 4 months, and USFCU monthly. Most recently, Southeast Financial CU was updated on November 10, 2026 and USFCU on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*