# DECU vs Scott State Bank

The clearest difference is rating: Scott State Bank at 4.2 against DECU's 3.9. On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scott State Bank holds the better App Store score, 4.2 against 3.9. Both are backed by a comparable volume of ratings — 31 and 14 respectively.

DECU ships an update every 2 months, Scott State Bank every 4 months. The most recent releases landed on October 23, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | DECU | Scott State Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (31 ratings)](https://appshunter.io/ios/app/decu/id498327380/reviews) | **[4.2 (14 ratings)](https://appshunter.io/ios/app/scott-state-bank/id643286443/reviews)** |
| Number of ratings | **31** | 14 |
| Positive reviews | 30.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 2 MB | 130 MB |
| Requires iOS | **13.0** | 14.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Decatur Earthmover Credit Union](https://appshunter.io/developer/498327383) | [Scott State Bank](https://appshunter.io/developer/643286446) |

## What reviewers say

### DECU

[App page](https://appshunter.io/ios/app/decu/id498327380)

Manage your credit union accounts on the go with this secure mobile app. Access account balances, find branches and ATMs, check rates, and perform online banking tasks. It offers convenient access to financial services anytime, anywhere.

**Highlights:** Account access, Branch and ATM locator, Savings and loan rate checks, Promotions updates, Loan payment calculator, Online banking

**Features:** macOS Compatibility

**In-app purchases:** none


### Scott State Bank

[App page](https://appshunter.io/ios/app/scott-state-bank/id643286443)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and locate nearby branches or ATMs. It's designed for existing online banking customers.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills, Find nearby branches and ATMs, Search locations by zip code or address

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is DECU free?

DECU is free to download, with no in-app purchases.

### Is Scott State Bank free?

Scott State Bank is free to download, with no in-app purchases.

### Which has better reviews, DECU or Scott State Bank?

Scott State Bank is rated higher. DECU averages 3.9 out of 5 from 31 ratings, while Scott State Bank averages 4.2 from 14 ratings.

### Do DECU or Scott State Bank have ads?

Neither DECU nor Scott State Bank shows ads.

### Which is updated more often, DECU or Scott State Bank?

DECU ships an update every 2 months, and Scott State Bank every 4 months. Most recently, DECU was updated on October 23, 2026 and Scott State Bank on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*