# DECU vs PSB&T

The clearest difference is rating: DECU at 3.8 against PSB&T's 3.1. PSB&T's advantage is review sentiment (40% vs 31%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DECU holds the better App Store score, 3.8 against 3.1. Both are backed by a comparable volume of ratings — 30 and 29 respectively. Written reviews complicate that: 31% of DECU's written reviews are positive against 40% of PSB&T's, so the app with the better star average is not the one people write more warmly about.

DECU ships an update every 2 months, PSB&T every 4 months. The most recent releases landed on October 3, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | DECU | PSB&T |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (30 ratings)](https://appshunter.io/ios/app/decu/id498327380/reviews)** | [3.1 (29 ratings)](https://appshunter.io/ios/app/psb-and-t/id844301281/reviews) |
| Number of ratings | **30** | 29 |
| Positive reviews | 30.8% of reviews | **40.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 2 MB | 156 MB |
| Requires iOS | **13.0** | 14.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Decatur Earthmover Credit Union](https://appshunter.io/developer/498327383) | [Prairie State Bank & Trust](https://appshunter.io/developer/844301284) |

## What reviewers say

### DECU

[App page](https://appshunter.io/ios/app/decu/id498327380)

Manage your credit union accounts on the go with this secure mobile app. Access account balances, find branches and ATMs, check rates, and perform online banking tasks. It offers convenient access to financial services anytime, anywhere.

**Highlights:** Account access, Branch and ATM locator, Savings and loan rate checks, Promotions updates, Loan payment calculator, Online banking

**Features:** macOS Compatibility

**In-app purchases:** none


### PSB&T

[App page](https://appshunter.io/ios/app/psb-and-t/id844301281)

Manage your finances on the go with this secure mobile banking application. Easily check balances, transfer funds, pay bills, and deposit checks. It offers convenient login options and helpful alerts to keep you informed about your account activity.

**Highlights:** Secure login with PIN or fingerprint, Bill payment and setup, Account balance and activity viewing, Fund transfers between accounts, Mobile check deposit, Debit card control (Card On/Off), Customizable alerts

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is DECU free?

DECU is free to download, with no in-app purchases.

### Is PSB&T free?

PSB&T is free to download, with no in-app purchases.

### Which has better reviews, DECU or PSB&T?

DECU is rated higher. DECU averages 3.8 out of 5 from 30 ratings, while PSB&T averages 3.1 from 29 ratings.

### Do DECU or PSB&T have ads?

Neither DECU nor PSB&T shows ads.

### Which is updated more often, DECU or PSB&T?

DECU ships an update every 2 months, and PSB&T every 4 months. Most recently, DECU was updated on October 3, 2026 and PSB&T on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*