# SplitCheck Bill Split vs IOU

The clearest difference is price: IOU at Free against SplitCheck Bill Split's $0.99. IOU also leads on update cadence (fortnightly vs every 33 months) and ratings volume (17 vs 1). SplitCheck Bill Split's advantage is rating (5.0 vs 4.4) and review sentiment (100% vs 60%). On ads and device support there is nothing between them.

IOU is free to download; SplitCheck Bill Split costs $0.99 up front. IOU sells 5 in-app purchases, starting at $0.99 per month. SplitCheck Bill Split asks for nothing beyond the download.

SplitCheck Bill Split holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: IOU has 17 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of SplitCheck Bill Split's written reviews are positive against 60% of IOU's.

SplitCheck Bill Split ships an update every 33 months, IOU fortnightly. The most recent releases landed on October 8, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | SplitCheck Bill Split | IOU |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/splitcheck-bill-split/id500533054/reviews)** | [4.4 (17 ratings)](https://appshunter.io/ios/app/iou-split-receipts-and-expense/id1589968294/reviews) |
| Number of ratings | 1 | **17** |
| Positive reviews | **100.0% of reviews** | 60.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 33 months | **Fortnightly** |
| Monetization | Paid | **Freemium** |
| Size | 2 MB | 53 MB |
| Requires iOS | **15.6** | 26.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Vision Pro** |
| Age rating | 4+ | 4+ |
| Developer | [The Software Experience](https://appshunter.io/developer/442235202) | [Eric Agredo](https://appshunter.io/developer/1475112741) |

## What reviewers say

### SplitCheck Bill Split

[App page](https://appshunter.io/ios/app/splitcheck-bill-split/id500533054)

Effortlessly split restaurant bills, calculate tips, and apply coupons. This app minimizes data entry to quickly determine what each person owes, even with shared items and tax.

**Highlights:** Quick item entry, Assign items to individuals, Split items among multiple people, Proportional tax calculation, Tip calculation, Coupon application, Detailed split breakdown

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### IOU

[App page](https://appshunter.io/ios/app/iou-split-receipts-and-expense/id1589968294)

Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.

**Highlights:** Receipt scanning and itemization, Assign items to individuals, Automatic tax and tip calculation, Per-person total calculation, Eliminates manual bill splitting

**Features:** Family Sharing

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| IOU Pro | $0.99 | per month |
| IOU Pro | $2.99 | per month |
| IOU Pro | $6.99 | per year |
| IOU Pro | $24.99 | per year |
| Lifetime IOU Pro | $29.99 | one-time |


## Frequently asked questions

### Is SplitCheck Bill Split free?

SplitCheck Bill Split costs $0.99, with no in-app purchases.

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Which has better reviews, SplitCheck Bill Split or IOU?

SplitCheck Bill Split is rated higher. SplitCheck Bill Split averages 5.0 out of 5 from 1 ratings, while IOU averages 4.4 from 17 ratings.

### Do SplitCheck Bill Split or IOU have ads?

Neither SplitCheck Bill Split nor IOU shows ads.

### Which is updated more often, SplitCheck Bill Split or IOU?

SplitCheck Bill Split ships an update every 33 months, and IOU fortnightly. Most recently, SplitCheck Bill Split was updated on October 8, 2026 and IOU on October 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*