# Spentable vs Chronicle

The clearest difference is price: Chronicle at Free against Spentable's $1.99. Chronicle also leads on rating (4.8 vs 3.3) and ratings volume (3.9K vs 13). Spentable's advantage is iOS requirement (11.0 vs 15.6). On update cadence, ads, in-app purchases and device support there is nothing between them.

Chronicle is free to download; Spentable costs $1.99 up front. Spentable sells 1 one-off in-app purchase and Chronicle sells 1 in-app purchase, starting at $14.99 per year. Whichever you choose, the download price is not the number that matters.

Chronicle holds the better App Store score, 4.8 against 3.3. That said, the two scores are not equally well evidenced: Chronicle has 3.9K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 50% of Spentable's written reviews are positive against 68% of Chronicle's.

Spentable ships an update every 2 months, Chronicle every 4 weeks. Both last shipped on October 26, 2026.

## The numbers

| Metric | Spentable | Chronicle |
| --- | --- | --- |
| Price | $1.99 | **Free** |
| Rating | [3.3 (13 ratings)](https://appshunter.io/ios/app/spentable/id500630565/reviews) | **[4.8 (3.9K ratings)](https://appshunter.io/ios/app/chronicle-bill-organizer/id572561420/reviews)** |
| Number of ratings | 13 | **3.9K** |
| Positive reviews | 50.0% of reviews | **68.1% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 4 weeks** |
| Monetization | Paid | **Free with in-app purchases** |
| Best chart rank | — | **#155** |
| Size | 25 MB | 26 MB |
| Requires iOS | **11.0** | 15.6 |
| Devices | iPhone, iPod, Apple Watch | **iPhone, iPad, iPod, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Oursky Limited](https://appshunter.io/developer/401901543) | [LittleFin LLC](https://appshunter.io/developer/402352690) |

## What reviewers say

### Spentable

[App page](https://appshunter.io/ios/app/spentable/id500630565)

Effortlessly track your expenses and savings with a user-friendly interface. Visualize your spending habits with monthly charts and customize categories with emoji icons. Supports Apple Watch and Notification Center widgets for quick entry.

**Highlights:** Easy expense tracking, Monthly spending charts, Customizable categories with emojis, Apple Watch app, Notification Center widget, Unlimited expense data

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Today Widgets Extension | $2.99 | one-time |


### Chronicle

[App page](https://appshunter.io/ios/app/chronicle-bill-organizer/id572561420)

**Currently charting:** #155 Top Grossing · Finance (US App Store)

This app helps you manage your bills and subscriptions by sending timely reminders to avoid late payments and credit score damage. It tracks payment history and offers advanced features like future bill forecasting and intelligent amount estimation for variable expenses.

**Highlights:** Bill reminders, Subscription tracking, Payment history, Cloud sync, Forecast view, Amount to save calculation, Intelligent estimated amount due

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Chronicle Pro | $14.99 | per year |

**What reviewers like**

- 💻 Excellent desktop integration
- 🔍 Comprehensive bill tracking
- 🕰️ Reliable bill reminders
- 🗓️ Helpful forecasting and reporting
- 🤝 Seamless cross-device sync

**What reviewers complain about**

- 🐛 Occasional sync and stability issues
- 🔒 Concerns over lack of privacy/security options
- 💰 Subscription model not universally liked
- 📊 Limited customization and reporting features
- 🗓️ Inconsistent date handling for recurring bills

**Reported bugs**

- Incorrect bill due date calculations
- Unreliable automatic payment logging
- Crashes when navigating payment history

**Requested features**

- Allow partial bill payments
- Provide more flexible repeat interval options
- Add income tracking and balance forecasting
- Improve export/reporting capabilities
- Introduce multi-user/family support


## Frequently asked questions

### Is Spentable free?

Spentable costs $1.99, and also offers in-app purchases.

### Is Chronicle free?

Chronicle is free to download, with in-app purchases available.

### Which has better reviews, Spentable or Chronicle?

Chronicle is rated higher. Spentable averages 3.3 out of 5 from 13 ratings, while Chronicle averages 4.8 from 3.9K ratings.

### Do Spentable or Chronicle have ads?

Neither Spentable nor Chronicle shows ads.

### Which is updated more often, Spentable or Chronicle?

Spentable ships an update every 2 months, and Chronicle every 4 weeks. Most recently, Spentable was updated on October 26, 2026 and Chronicle on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*