# Spentable vs MoneyConfidence

The clearest difference is review sentiment: MoneyConfidence at 100% against Spentable's 50%. MoneyConfidence also leads on price (Free vs $1.99) and rating (5.0 vs 3.3). Spentable's advantage is iOS requirement (11.0 vs 15.1). On ratings volume, update cadence, ads and in-app purchases there is nothing between them.

MoneyConfidence is free to download; Spentable costs $1.99 up front. Spentable sells 1 one-off in-app purchase and MoneyConfidence sells 4 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

MoneyConfidence holds the better App Store score, 5.0 against 3.3. Both are backed by a comparable volume of ratings — 13 and 6 respectively. Written reviews point the same way: 50% of Spentable's written reviews are positive against 100% of MoneyConfidence's.

Both ship on a similar rhythm, roughly every 2 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | Spentable | MoneyConfidence |
| --- | --- | --- |
| Price | $1.99 | **Free** |
| Rating | [3.3 (13 ratings)](https://appshunter.io/ios/app/spentable/id500630565/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/moneyconfidence/id6761574993/reviews)** |
| Number of ratings | **13** | 6 |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Paid | **Freemium** |
| Size | 25 MB | 48 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Oursky Limited](https://appshunter.io/developer/401901543) | [LaToya Cheek](https://appshunter.io/developer/1890296071) |

## What reviewers say

### Spentable

[App page](https://appshunter.io/ios/app/spentable/id500630565)

Effortlessly track your expenses and savings with a user-friendly interface. Visualize your spending habits with monthly charts and customize categories with emoji icons. Supports Apple Watch and Notification Center widgets for quick entry.

**Highlights:** Easy expense tracking, Monthly spending charts, Customizable categories with emojis, Apple Watch app, Notification Center widget, Unlimited expense data

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Today Widgets Extension | $2.99 | one-time |


### MoneyConfidence

[App page](https://appshunter.io/ios/app/moneyconfidence/id6761574993)

This personal finance app provides tools for budgeting, expense tracking, and setting savings goals. It offers AI-powered financial coaching and educational resources to help users gain control of their finances and build wealth.

**Highlights:** Budget tracking, Expense logging, Credit score monitoring, SMART goal setting, Net worth calculation, AI financial coaching, Bills calendar

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MoCo Basic | $9.99 | per month |
| MoCo Starter | $19.99 | per month |
| MoCo Plus | $29.99 | per month |
| MoCo Premium | $49.99 | per month |


## Frequently asked questions

### Is Spentable free?

Spentable costs $1.99, and also offers in-app purchases.

### Is MoneyConfidence free?

MoneyConfidence is free to download, with in-app purchases available.

### Which has better reviews, Spentable or MoneyConfidence?

MoneyConfidence is rated higher. Spentable averages 3.3 out of 5 from 13 ratings, while MoneyConfidence averages 5.0 from 6 ratings.

### Do Spentable or MoneyConfidence have ads?

Neither Spentable nor MoneyConfidence shows ads.

### Which is updated more often, Spentable or MoneyConfidence?

Spentable ships an update every 2 months, and MoneyConfidence every 2 months. Most recently, Spentable was updated on October 24, 2026 and MoneyConfidence on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*