# Independence Bank vs TMB

The clearest difference is rating: TMB at 3.9 against Independence Bank's 3.2. TMB also leads on review sentiment (64% vs 41%). Independence Bank's advantage is ratings volume (65 vs 15) and device support (4 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TMB holds the better App Store score, 3.9 against 3.2. Both are backed by a comparable volume of ratings — 65 and 15 respectively. Written reviews point the same way: 41% of Independence Bank's written reviews are positive against 64% of TMB's.

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 23, 2026.

## The numbers

| Metric | Independence Bank | TMB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (65 ratings)](https://appshunter.io/ios/app/independence-bank/id501489088/reviews) | **[3.9 (15 ratings)](https://appshunter.io/ios/app/tmb/id536002895/reviews)** |
| Number of ratings | **65** | 15 |
| Positive reviews | 41.4% of reviews | **63.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 169 MB | 123 MB |
| Requires iOS | 14.1 | 14.1 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Independence Bank](https://appshunter.io/developer/501489631) | [The Murray Bank](https://appshunter.io/developer/536002898) |

## What reviewers say

### Independence Bank

[App page](https://appshunter.io/ios/app/independence-bank/id501489088)

Manage your bank accounts, cards, and finances securely from anywhere. This app offers features like mobile check deposit, bill pay, and personal finance management tools. It also provides business banking services and online account opening.

**Highlights:** View and manage accounts, Card services (on/off toggle), Move money (P2P, bill pay, external transfers), Personal Finance Manager, Mobile check deposit (multi-check capture), Business services (payroll, wires), Online account opening, View documents and manage alerts

**Features:** Apple Wallet

**In-app purchases:** none


### TMB

[App page](https://appshunter.io/ios/app/tmb/id536002895)

Access your bank accounts securely from anywhere, anytime. Manage funds, view transactions, pay bills, and contact customer support with ease. Enjoy 24/7 banking convenience and peace of mind.

**Highlights:** View account balances, View recent transactions, Transfer funds between accounts, Manage cards, Pay bills, Secure email contact

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Independence Bank free?

Independence Bank is free to download, with no in-app purchases.

### Is TMB free?

TMB is free to download, with no in-app purchases.

### Which has better reviews, Independence Bank or TMB?

TMB is rated higher. Independence Bank averages 3.2 out of 5 from 65 ratings, while TMB averages 3.9 from 15 ratings.

### Do Independence Bank or TMB have ads?

Neither Independence Bank nor TMB shows ads.

### Which is updated more often, Independence Bank or TMB?

Independence Bank ships an update every 3 months, and TMB every 3 months. Most recently, Independence Bank was updated on October 23, 2026 and TMB on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*