# PSFCU Mobile vs PeoPay

The clearest difference is rating: PeoPay at 4.8 against PSFCU Mobile's 4.1. PeoPay also leads on review sentiment (85% vs 66%) and ratings volume (1.3K vs 115). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PeoPay holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: PeoPay has 1.3K ratings behind it against 115, so its average is the more settled of the two. Written reviews point the same way: 66% of PSFCU Mobile's written reviews are positive against 85% of PeoPay's.

PSFCU Mobile ships an update monthly, PeoPay every 3 weeks. The most recent releases landed on September 23, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | PSFCU Mobile | PeoPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (115 ratings)](https://appshunter.io/ios/app/psfcu-mobile/id501633419/reviews) | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/peopay/id730352546/reviews)** |
| Number of ratings | 115 | **1.3K** |
| Positive reviews | 66.0% of reviews | **84.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 180 MB | 236 MB |
| Requires iOS | 16.0 | 16.0.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Polish & Slavic Federal Credit Union](https://appshunter.io/developer/501633422) | [Bank Pekao SA](https://appshunter.io/developer/484502616) |

## What reviewers say

### PSFCU Mobile

[App page](https://appshunter.io/ios/app/psfcu-mobile/id501633419)

Manage your finances securely from your smartphone or tablet. Review account activity, pay bills, transfer funds, and deposit checks. Access branch locations and get support through secure messaging.

**Highlights:** Review account activity, Pay mortgages, personal, and auto loans, Freeze and order replacement credit cards, Transfer funds, Deposit checks, View and print statements, Find branch and ATM locations

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🎨 Modern, sleek, and clean design
- 🔒 Enhanced security features including two-factor authentication
- 👍 Easy to navigate and user-friendly interface
- 💰 Ability to view multiple accounts under one login
- 🔗 External account linking functionality

**What reviewers complain about**

- 🐛 App freezing and crashing issues
- 🔐 Authorization and login errors
- ⚠️ Mobile deposit acceptance problems
- 🔄 Confusing external account setup process
- 🎨 Loss of color-coded transaction display (red/green)

**Reported bugs**

- App crashes and freezes on login
- Mobile deposit rejection despite valid checks
- Unable to set up checking accounts
- Transaction history not displaying
- Account ineligibility errors for mobile deposit

**Requested features**

- Dark mode option
- Zelle payment integration
- Push notifications for card usage
- Upcoming bill notifications
- Ability to access bank account and routing numbers in app


### PeoPay

[App page](https://appshunter.io/ios/app/peopay/id730352546)

Manage your personal and business accounts, cards, and savings on the go. Check balances, pay bills, use BLIK, apply for credit, and more, all from your smartphone. Open new accounts and access investment products conveniently.

**Highlights:** Account and card management, Bill payments, BLIK transactions, Credit and loan applications, Investment and savings products, Currency exchange, Parental control for child accounts

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient and fast
- 🔒 Reliable and secure
- 💡 Useful additional features (e.g., public transportation tickets, parking fees)

**What reviewers complain about**

- 🐛 Occasional crashes or login issues
- 🔍 Some features not intuitive or hidden
- 💬 Lack of responsiveness to user feedback

**Reported bugs**

- Login issues on certain devices (e.g., iPad)
- Connectivity problems with poor internet connection

**Requested features**

- More English language options
- Virtual debit card
- Push notifications for transactions


## Frequently asked questions

### Is PSFCU Mobile free?

PSFCU Mobile is free to download, with no in-app purchases.

### Is PeoPay free?

PeoPay is free to download, with no in-app purchases.

### Which has better reviews, PSFCU Mobile or PeoPay?

PeoPay is rated higher. PSFCU Mobile averages 4.1 out of 5 from 115 ratings, while PeoPay averages 4.8 from 1.3K ratings.

### Do PSFCU Mobile or PeoPay have ads?

Neither PSFCU Mobile nor PeoPay shows ads.

### Which is updated more often, PSFCU Mobile or PeoPay?

PSFCU Mobile ships an update monthly, and PeoPay every 3 weeks. Most recently, PSFCU Mobile was updated on September 23, 2026 and PeoPay on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*