# HMP Retail vs TruService Mobile

The clearest difference is review sentiment: TruService Mobile at 100% against HMP Retail's 38%. TruService Mobile also leads on rating (4.0 vs 3.7). HMP Retail's advantage is update cadence (every 2 months vs every 6 months) and ratings volume (15 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TruService Mobile holds the better App Store score, 4.0 against 3.7. Both are backed by a comparable volume of ratings — 15 and 4 respectively. Written reviews point the same way: 38% of HMP Retail's written reviews are positive against 100% of TruService Mobile's.

HMP Retail ships an update every 2 months, TruService Mobile every 6 months. The most recent releases landed on November 5, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | HMP Retail | TruService Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (15 ratings)](https://appshunter.io/ios/app/hmp-retail/id501765724/reviews) | **[4.0 (4 ratings)](https://appshunter.io/ios/app/truservice-mobile/id1011512662/reviews)** |
| Number of ratings | **15** | 4 |
| Positive reviews | 38.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 6 months |
| Monetization | Free | Free |
| Size | 22 MB | 29 MB |
| Requires iOS | **9.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Heartland Payment Systems, Inc.](https://appshunter.io/developer/483295484) | [TruService Community FCU](https://appshunter.io/developer/707436009) |

## What reviewers say

### HMP Retail

[App page](https://appshunter.io/ios/app/hmp-retail/id501765724)

Process credit card payments securely and reliably from your mobile device. This app offers a cost-effective solution with no hidden fees, and a reliable offline mode for accepting payments anywhere. It supports various transaction types and provides detailed reporting.

**Highlights:** Secure credit card swipe or keyed entry, Process major credit cards and gift cards, Customizable email receipts, Electronic signature capture, Detailed reporting and analytics, Offline payment processing (Store & Forward)

**In-app purchases:** none


### TruService Mobile

[App page](https://appshunter.io/ios/app/truservice-mobile/id1011512662)

Manage your credit union accounts conveniently from your mobile device. Access account balances, view transaction history, transfer funds, pay bills, and deposit checks anytime, anywhere.

**Highlights:** Check account balances, View transaction history, Transfer money, Pay bills, Deposit checks

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HMP Retail free?

HMP Retail is free to download, with no in-app purchases.

### Is TruService Mobile free?

TruService Mobile is free to download, with no in-app purchases.

### Which has better reviews, HMP Retail or TruService Mobile?

TruService Mobile is rated higher. HMP Retail averages 3.7 out of 5 from 15 ratings, while TruService Mobile averages 4.0 from 4 ratings.

### Do HMP Retail or TruService Mobile have ads?

Neither HMP Retail nor TruService Mobile shows ads.

### Which is updated more often, HMP Retail or TruService Mobile?

HMP Retail ships an update every 2 months, and TruService Mobile every 6 months. Most recently, HMP Retail was updated on November 5, 2026 and TruService Mobile on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*