# HMP Retail vs PayLocally

The clearest difference is rating: PayLocally at 5.0 against HMP Retail's 3.7. HMP Retail's advantage is ratings volume (15 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayLocally holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: HMP Retail has 15 ratings behind it against 1, so its average is the more settled of the two.

HMP Retail ships an update every 2 months, PayLocally monthly. The most recent releases landed on November 5, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | HMP Retail | PayLocally |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (15 ratings)](https://appshunter.io/ios/app/hmp-retail/id501765724/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/paylocally/id6473781776/reviews)** |
| Number of ratings | **15** | 1 |
| Positive reviews | 38.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 22 MB | 30 MB |
| Requires iOS | **9.0** | 10.3 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Heartland Payment Systems, Inc.](https://appshunter.io/developer/483295484) | [PayLocally LLC](https://appshunter.io/developer/1719783400) |

## What reviewers say

### HMP Retail

[App page](https://appshunter.io/ios/app/hmp-retail/id501765724)

Process credit card payments securely and reliably from your mobile device. This app offers a cost-effective solution with no hidden fees, and a reliable offline mode for accepting payments anywhere. It supports various transaction types and provides detailed reporting.

**Highlights:** Secure credit card swipe or keyed entry, Process major credit cards and gift cards, Customizable email receipts, Electronic signature capture, Detailed reporting and analytics, Offline payment processing (Store & Forward)

**In-app purchases:** none


### PayLocally

[App page](https://appshunter.io/ios/app/paylocally/id6473781776)

This app offers a hybrid online payment solution for shoppers and businesses. It allows users to make payments with or without traditional cards, provided their account is pre-credited.

**Highlights:** Hybrid online payment processing, Payment without debit/credit cards, Pre-credited account payments, Online shopper payments, E-merchant payment solutions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HMP Retail free?

HMP Retail is free to download, with no in-app purchases.

### Is PayLocally free?

PayLocally is free to download, with no in-app purchases.

### Which has better reviews, HMP Retail or PayLocally?

PayLocally is rated higher. HMP Retail averages 3.7 out of 5 from 15 ratings, while PayLocally averages 5.0 from 1 ratings.

### Do HMP Retail or PayLocally have ads?

Neither HMP Retail nor PayLocally shows ads.

### Which is updated more often, HMP Retail or PayLocally?

HMP Retail ships an update every 2 months, and PayLocally monthly. Most recently, HMP Retail was updated on November 5, 2026 and PayLocally on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*