# Morgan Stanley Matrix vs Cubby

The clearest difference is rating: Cubby at 5.0 against Morgan Stanley Matrix's 4.2. Cubby also leads on update cadence (every 2 weeks vs every 2 months) and iOS requirement (15.5 vs 18.0). Morgan Stanley Matrix's advantage is in-app purchases (none vs 2) and ads (none vs shown). On price and device support there is nothing between them.

Both are free to download. Cubby sells 2 in-app purchases, starting at $2.99 per month. Morgan Stanley Matrix asks for nothing beyond the download.

Cubby holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Morgan Stanley Matrix has 5 ratings behind it against 1, so its average is the more settled of the two.

Morgan Stanley Matrix ships an update every 2 months, Cubby every 2 weeks. The most recent releases landed on October 21, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Morgan Stanley Matrix | Cubby |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (5 ratings)](https://appshunter.io/ios/app/morgan-stanley-matrix/id501786735/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cubby-expense-tracker/id6780750005/reviews)** |
| Number of ratings | **5** | 1 |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 17 MB | 91 MB |
| Requires iOS | 18.0 | **15.5** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Morgan Stanley](https://appshunter.io/developer/387241940) | [HORIZONA LIMITED](https://appshunter.io/developer/6780750007) |

## What reviewers say

### Morgan Stanley Matrix

[App page](https://appshunter.io/ios/app/morgan-stanley-matrix/id501786735)

Access exclusive institutional client features for market insights, prime brokerage management, and foreign exchange trading. Stay updated with real-time data, research, and order management capabilities on the go.

**Highlights:** Proprietary research and market commentary, Personalized content feeds and alerts, Prime brokerage wire notifications and approvals, Real-time FX order entry and management, Two-factor authentication (Touch ID/Face ID)

**In-app purchases:** none


### Cubby

[App page](https://appshunter.io/ios/app/cubby-expense-tracker/id6780750005)

Effortlessly track your expenses by snapping photos of receipts. Log spending quickly, set budgets, and visualize your financial habits with clear charts. Manage money across different currencies and languages.

**Highlights:** Receipt scanning with auto-fill, Fast manual expense entry, Category-based budgeting, Spending breakdown charts, Multi-currency support, Calendar and list views

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cubby Pro Monthly | $2.99 | per month |
| Cubby Pro Yearly | $19.99 | per year |


## Frequently asked questions

### Is Morgan Stanley Matrix free?

Morgan Stanley Matrix is free to download, with no in-app purchases.

### Is Cubby free?

Cubby is free to download, with in-app purchases available.

### Which has better reviews, Morgan Stanley Matrix or Cubby?

Cubby is rated higher. Morgan Stanley Matrix averages 4.2 out of 5 from 5 ratings, while Cubby averages 5.0 from 1 ratings.

### Do Morgan Stanley Matrix or Cubby have ads?

Cubby shows ads; Morgan Stanley Matrix does not.

### Which is updated more often, Morgan Stanley Matrix or Cubby?

Morgan Stanley Matrix ships an update every 2 months, and Cubby every 2 weeks. Most recently, Morgan Stanley Matrix was updated on October 21, 2026 and Cubby on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*