# MyNCU Mobile vs LSCU

MyNCU Mobile and LSCU both sit at 4.8 stars, but that hides the real split: 100% of LSCU's written reviews are positive against 65% of MyNCU Mobile's. LSCU also leads on update cadence (monthly vs every 3 months) and iOS requirement (15.1 vs 17.0). MyNCU Mobile's advantage is ratings volume (7.6K vs 1.1K). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for MyNCU Mobile against 4.9 for LSCU. That said, the two scores are not equally well evidenced: MyNCU Mobile has 7.6K ratings behind it against 1.1K, so its average is the more settled of the two. Written reviews are what separate them: 65% of MyNCU Mobile's written reviews are positive against 100% of LSCU's.

MyNCU Mobile ships an update every 3 months, LSCU monthly. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | MyNCU Mobile | LSCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (7.6K ratings)](https://appshunter.io/ios/app/myncu-mobile/id503201558/reviews) | **[4.9 (1.1K ratings)](https://appshunter.io/ios/app/lscu/id1566833161/reviews)** |
| Number of ratings | **7.6K** | 1.1K |
| Positive reviews | 65.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | Free |
| Size | 115 MB | 110 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Neighborhood Credit Union – Dallas, Texas](https://appshunter.io/developer/503201561) | [Lone Star Credit Union](https://appshunter.io/developer/1446088632) |

## What reviewers say

### MyNCU Mobile

[App page](https://appshunter.io/ios/app/myncu-mobile/id503201558)

Manage your finances on the go with this banking app. Send money, deposit checks, pay bills, and control your debit and credit cards. Access account information, apply for loans, and track financial goals securely.

**Highlights:** Send money with Zelle, Mobile wallet payments, Card controls and alerts, Mobile check deposit, Biometric login, Apply for accounts and loans, Bill pay and transfers

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🤩 Excellent service and commitment to members
- 👍 User-friendly and intuitive app
- 🚀 Convenient mobile banking features
- 💰 Competitive rates and products

**What reviewers complain about**

- 🐛 Buggy and glitchy performance
- 🤔 Confusing UI changes
- 🔒 Concerns about security and privacy
- 🚫 Inability to access accounts

**Reported bugs**

- Frequent app crashes and freezes
- Mobile deposit feature not working properly
- Inability to access accounts after app updates

**Requested features**

- Add mobile check deposit
- Implement Apple/Google Pay support
- Improve mobile deposit functionality
- Provide better in-app support and communication


### LSCU

[App page](https://appshunter.io/ios/app/lscu/id1566833161)

Manage your credit union accounts conveniently from your mobile device. This app offers a secure and user-friendly digital banking experience, allowing you to check balances, view transactions, and perform essential banking tasks on the go.

**Highlights:** Customizable Dashboard, Deposit Checks, Member to Member Transfers, Pay Loans, Real Time Alerts, Enhanced Security, Branch and ATM Locator

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MyNCU Mobile free?

MyNCU Mobile is free to download, with no in-app purchases.

### Is LSCU free?

LSCU is free to download, with no in-app purchases.

### Which has better reviews, MyNCU Mobile or LSCU?

LSCU is rated higher. MyNCU Mobile averages 4.8 out of 5 from 7.6K ratings, while LSCU averages 4.9 from 1.1K ratings.

### Do MyNCU Mobile or LSCU have ads?

Neither MyNCU Mobile nor LSCU shows ads.

### Which is updated more often, MyNCU Mobile or LSCU?

MyNCU Mobile ships an update every 3 months, and LSCU monthly. Most recently, MyNCU Mobile was updated on November 1, 2026 and LSCU on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*