# MyNCU Mobile vs InTouch CU Mobile

MyNCU Mobile and InTouch CU Mobile both sit at 4.8 stars, but that hides the real split: 65% of MyNCU Mobile's written reviews are positive against 38% of InTouch CU Mobile's. MyNCU Mobile also leads on monetization model (free vs free with in-app purchases) and ratings volume (7.7K vs 2.5K). InTouch CU Mobile's advantage is update cadence (monthly vs every 3 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for MyNCU Mobile against 4.9 for InTouch CU Mobile. Both are backed by a comparable volume of ratings — 7.7K and 2.5K respectively. Written reviews are what separate them: 65% of MyNCU Mobile's written reviews are positive against 38% of InTouch CU Mobile's.

MyNCU Mobile ships an update every 3 months, InTouch CU Mobile monthly. Both last shipped on November 6, 2026.

## The numbers

| Metric | MyNCU Mobile | InTouch CU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (7.7K ratings)](https://appshunter.io/ios/app/myncu-mobile/id503201558/reviews) | **[4.9 (2.5K ratings)](https://appshunter.io/ios/app/intouch-cu-mobile/id529575445/reviews)** |
| Number of ratings | **7.7K** | 2.5K |
| Positive reviews | **65.4% of reviews** | 38.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 115 MB | 177 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Neighborhood Credit Union – Dallas, Texas](https://appshunter.io/developer/503201561) | [InTouch Credit Union](https://appshunter.io/developer/529575448) |

## What reviewers say

### MyNCU Mobile

[App page](https://appshunter.io/ios/app/myncu-mobile/id503201558)

Manage your finances on the go with this banking app. Send money, deposit checks, pay bills, and control your debit and credit cards. Access account information, apply for loans, and track financial goals securely.

**Highlights:** Send money with Zelle, Mobile wallet payments, Card controls and alerts, Mobile check deposit, Biometric login, Apply for accounts and loans, Bill pay and transfers

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🤩 Excellent service and commitment to members
- 👍 User-friendly and intuitive app
- 🚀 Convenient mobile banking features
- 💰 Competitive rates and products

**What reviewers complain about**

- 🐛 Buggy and glitchy performance
- 🤔 Confusing UI changes
- 🔒 Concerns about security and privacy
- 🚫 Inability to access accounts

**Reported bugs**

- Frequent app crashes and freezes
- Mobile deposit feature not working properly
- Inability to access accounts after app updates

**Requested features**

- Add mobile check deposit
- Implement Apple/Google Pay support
- Improve mobile deposit functionality
- Provide better in-app support and communication


### InTouch CU Mobile

[App page](https://appshunter.io/ios/app/intouch-cu-mobile/id529575445)

Manage your finances on the go with this secure mobile banking app. Access accounts, transfer funds, pay bills, and deposit checks directly from your device. Set up alerts and manage your cards for complete control.

**Highlights:** View account balances and transactions, Transfer money between accounts, Pay bills and other people, Set up balance and transaction alerts, Deposit checks, Manage debit and credit cards

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💯 The best
- 🔒 Fraud service is excellent
- 👍 Employee help is great
- 🚀 Mobile deposits are easy
- 👍 New app update is great

**What reviewers complain about**

- 🔍 Transfer between accounts is difficult
- 🤔 Poor app, confusing to use
- 🐛 Unreliable, glitchy, and crashes often
- 🔑 Difficult login process, forgets user data
- 🤖 Outdated and lacks basic functionality

**Reported bugs**

- Login screen freezes
- Deposit check photo capture issues
- App crashes on launch
- Login issues, can't move past security question
- Infinite login loop

**Requested features**

- Add Zelle integration
- Show credit card balance in app
- Implement one-touch login
- Provide location-based ATM finder
- Add account nickname feature


## Frequently asked questions

### Is MyNCU Mobile free?

MyNCU Mobile is free to download, with no in-app purchases.

### Is InTouch CU Mobile free?

InTouch CU Mobile is free to download, with no in-app purchases.

### Which has better reviews, MyNCU Mobile or InTouch CU Mobile?

InTouch CU Mobile is rated higher. MyNCU Mobile averages 4.8 out of 5 from 7.7K ratings, while InTouch CU Mobile averages 4.9 from 2.5K ratings.

### Do MyNCU Mobile or InTouch CU Mobile have ads?

Neither MyNCU Mobile nor InTouch CU Mobile shows ads.

### Which is updated more often, MyNCU Mobile or InTouch CU Mobile?

MyNCU Mobile ships an update every 3 months, and InTouch CU Mobile monthly. Most recently, MyNCU Mobile was updated on November 6, 2026 and InTouch CU Mobile on November 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*