# Pico Spend Lite vs Budget.ly

The clearest difference is in-app purchases: Pico Spend Lite at none against Budget.ly's 2. Pico Spend Lite also leads on iOS requirement (15.0 vs 26.0). Budget.ly's advantage is update cadence (every 3 days vs every 12 months). On price, ads and device support there is nothing between them.

Both are free to download. Budget.ly sells 2 in-app purchases, starting at $4.99 per month. Pico Spend Lite asks for nothing beyond the download.

Pico Spend Lite ships an update every 12 months, Budget.ly every 3 days. The most recent releases landed on October 31, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Pico Spend Lite | Budget.ly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/budgetly-expense-tracker/id1501277576/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 3 days** |
| Monetization | — | Free with in-app purchases |
| Size | 1 MB | 10 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Dejan Petrovski](https://appshunter.io/developer/481729164) | [Jaden K](https://appshunter.io/developer/1501061295) |

## What reviewers say

### Pico Spend Lite

[App page](https://appshunter.io/ios/app/pico-spend-lite/id504155110)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Budget.ly

[App page](https://appshunter.io/ios/app/budgetly-expense-tracker/id1501277576)

This personal finance app offers a simple and intuitive way to manage your budget and track expenses. Visualize your financial data with animated graphs and customize categories with unique icons. Enjoy quick operations and a user-friendly design without mandatory registration.

**Highlights:** Simple and easy-to-understand design, Intuitive graph analysis, Customizable category icons, Quick and nimble operation, No user registration required, CSV file export (Premium)

**Features:** Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Subscription (1 Month) | $4.99 | per month |
| Premium Subscription (1 Year) | $40.99 | per year |


## Frequently asked questions

### Is Pico Spend Lite free?

Pico Spend Lite is free to download, with no in-app purchases.

### Is Budget.ly free?

Budget.ly is free to download, with in-app purchases available.

### Do Pico Spend Lite or Budget.ly have ads?

Neither Pico Spend Lite nor Budget.ly shows ads.

### Which is updated more often, Pico Spend Lite or Budget.ly?

Pico Spend Lite ships an update every 12 months, and Budget.ly every 3 days. Most recently, Pico Spend Lite was updated on October 31, 2026 and Budget.ly on October 29, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*