# Kiwibank Mobile Banking vs FixOrFloat

The clearest difference is iOS requirement: FixOrFloat at 13.0 against Kiwibank Mobile Banking's 16.0. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | Kiwibank Mobile Banking | FixOrFloat |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (18 ratings)](https://appshunter.io/ios/app/kiwibank-mobile-banking/id504216653/reviews)** | — |
| Number of ratings | **18** | — |
| Positive reviews | 30.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | — |
| Monetization | Free | — |
| Size | 258 MB | 5 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Kiwibank Limited](https://appshunter.io/developer/504216656) | [DAOx](https://appshunter.io/developer/1863147844) |

## What reviewers say

### Kiwibank Mobile Banking

[App page](https://appshunter.io/ios/app/kiwibank-mobile-banking/id504216653)

Manage your finances on the go with this mobile banking app. View balances, transfer money, pay bills, and manage cards securely. Open new accounts, apply for credit cards, and track financial goals.

**Highlights:** View account balances and transaction history, Transfer money and pay bills, Manage payees and tax payments, Set up and manage cards, Open and manage accounts, Apply for credit cards, Secure login with biometrics

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and intuitive interface
- 🚀 Fast and responsive app performance
- 💳 Apple Pay support (recently added)
- 🔒 Secure authentication with Face ID/Touch ID
- 📱 Good basic banking functions

**What reviewers complain about**

- ⚠️ Forced iOS version requirements lock out older devices
- 🐛 Frequent app crashes and freezes
- ⏱️ Slow login and loading times
- 🔄 Endless update loops on incompatible devices
- ❌ Poor customer support responsiveness

**Reported bugs**

- App requires iOS 16+ update, blocking users on iOS 15 and older
- Infinite loop when updating app on incompatible devices
- Payment failures requiring app reinstall
- Balance not updating after transactions without logout/login
- Unexpected error messages during payments and login

**Requested features**

- Real-time transaction notifications and alerts
- Google Pay support
- Transaction time stamps (not just processing time)
- Favorites/frequent payees section
- Export statements in PDF format


### FixOrFloat

[App page](https://appshunter.io/ios/app/fixorfloat-mortgage-optimiser/id6756836174)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Kiwibank Mobile Banking free?

Kiwibank Mobile Banking is free to download, with no in-app purchases.

### Is FixOrFloat free?

FixOrFloat is free to download, with no in-app purchases.

### Do Kiwibank Mobile Banking or FixOrFloat have ads?

Neither Kiwibank Mobile Banking nor FixOrFloat shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*