# 浦发手机银行HD vs 来记账本

The clearest difference is review sentiment: 来记账本 at 78% against 浦发手机银行HD's 0%. 来记账本 also leads on device support (3 vs 1). 浦发手机银行HD's advantage is in-app purchases (none vs 4) and iOS requirement (5.1.1 vs 15.6). On price, update cadence and ads there is nothing between them.

Both are free to download. 来记账本 sells 4 in-app purchases, starting at $1.99 per month. 浦发手机银行HD asks for nothing beyond the download.

浦发手机银行HD ships an update monthly, 来记账本 every 3 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | 浦发手机银行HD | 来记账本 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/hd/id504793492/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | **77.8% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 35 MB | 48 MB |
| Requires iOS | **5.1.1** | 15.6 |
| Devices | iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [上海浦东发展银行](https://appshunter.io/developer/471855890) | [百强 陈](https://appshunter.io/developer/1585159021) |

## What reviewers say

### 浦发手机银行HD

[App page](https://appshunter.io/ios/app/hd/id504793492)

Manage your accounts, investments, and payments with this mobile banking application. Discover exclusive credit card offers and locate nearby bank branches and ATMs. It also provides financial calculators and weather updates for your city.

**Highlights:** Account Management, Investment & Wealth Management, Bill Payment, Credit Card Offers, Branch & ATM Locator, Financial Calculators, Weather Updates

**In-app purchases:** none


### 来记账本

[App page](https://appshunter.io/ios/app/id1662298467)

This app helps individuals manage their personal finances by tracking income and expenses. It offers customizable categories, detailed statistics, and budgeting tools. Secure data storage and import/export options are also provided.

**Highlights:** Customizable income/expense categories, Detailed statistical analysis, Budget creation and management, Multiple asset account types, Shared accounting for family, Secure encrypted data storage, Bill import and export

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Member | $1.99 | per month |
| Annual Member | $8.99 | per year |
| Coffee | $3.99 | one-time |
| Life Member | $12.99 | one-time |


## Frequently asked questions

### Is 浦发手机银行HD free?

浦发手机银行HD is free to download, with no in-app purchases.

### Is 来记账本 free?

来记账本 is free to download, with in-app purchases available.

### Do 浦发手机银行HD or 来记账本 have ads?

Neither 浦发手机银行HD nor 来记账本 shows ads.

### Which is updated more often, 浦发手机银行HD or 来记账本?

浦发手机银行HD ships an update monthly, and 来记账本 every 3 weeks. Most recently, 浦发手机银行HD was updated on November 6, 2026 and 来记账本 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*