# ICS Creditcard vs SimpledCard

The clearest difference is rating: SimpledCard at 5.0 against ICS Creditcard's 4.7. SimpledCard also leads on update cadence (every 11 days vs monthly). ICS Creditcard's advantage is ratings volume (42 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SimpledCard holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: ICS Creditcard has 42 ratings behind it against 1, so its average is the more settled of the two.

ICS Creditcard ships an update monthly, SimpledCard every 11 days. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | ICS Creditcard | SimpledCard |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (42 ratings)](https://appshunter.io/ios/app/ics-creditcard/id505201814/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/simpledcard/id1474237160/reviews)** |
| Number of ratings | **42** | 1 |
| Positive reviews | 12.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 11 days** |
| Monetization | Free | Free |
| Size | 81 MB | 60 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [International Card Services B.V.](https://appshunter.io/developer/505201817) | [Simpled N.V.](https://appshunter.io/developer/1022845761) |

## What reviewers say

### ICS Creditcard

[App page](https://appshunter.io/ios/app/ics-creditcard/id505201814)

Manage your credit card expenses and spending limit on the go. Secure online payments are simplified with biometric authentication. Top up your card instantly and access exclusive offers.

**Highlights:** Expense tracking, Spending limit monitoring, Secure online payments, Biometric authentication, Card top-up, Exclusive offers

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### SimpledCard

[App page](https://appshunter.io/ios/app/simpledcard/id1474237160)

Streamline business expense management by instantly recording receipts and submitting claims on the go. Track spending, manage your card, and gain real-time insights into transactions for both employees and finance teams.

**Highlights:** Instant receipt capture and description, On-the-go expense claim submission, Real-time transaction monitoring, Virtual card creation for online purchases, Digital wallet integration, Secure online payments with 3D Secure, Transaction search and filtering

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ICS Creditcard free?

ICS Creditcard is free to download, with no in-app purchases.

### Is SimpledCard free?

SimpledCard is free to download, with no in-app purchases.

### Which has better reviews, ICS Creditcard or SimpledCard?

SimpledCard is rated higher. ICS Creditcard averages 4.7 out of 5 from 42 ratings, while SimpledCard averages 5.0 from 1 ratings.

### Do ICS Creditcard or SimpledCard have ads?

Neither ICS Creditcard nor SimpledCard shows ads.

### Which is updated more often, ICS Creditcard or SimpledCard?

ICS Creditcard ships an update monthly, and SimpledCard every 11 days. Most recently, ICS Creditcard was updated on November 2, 2026 and SimpledCard on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*