# MIDFLORIDA Mobile vs PayTracker Pro

The clearest difference is in-app purchases: MIDFLORIDA Mobile at none against PayTracker Pro's 2. PayTracker Pro's advantage is iOS requirement (15.1 vs 17.6). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. PayTracker Pro sells 2 in-app purchases, starting at $2.99 per month. MIDFLORIDA Mobile asks for nothing beyond the download.

MIDFLORIDA Mobile ships an update every 3 months, PayTracker Pro every 2 months. The most recent releases landed on November 6, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | MIDFLORIDA Mobile | PayTracker Pro |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (151 ratings)](https://appshunter.io/ios/app/midflorida-mobile/id505501145/reviews)** | — |
| Number of ratings | **151** | — |
| Positive reviews | 16.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 22 MB | 49 MB |
| Requires iOS | 17.6 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MIDFLORIDA Credit Union](https://appshunter.io/developer/505501148) | [Michael Wachel](https://appshunter.io/developer/1895962960) |

## What reviewers say

### MIDFLORIDA Mobile

[App page](https://appshunter.io/ios/app/midflorida-mobile/id505501145)

Manage your finances securely and conveniently with this banking app. Access accounts, pay bills, deposit checks, and control your debit and credit cards. Get paid early and automate savings with budgeting tools and financial education resources.

**Highlights:** Account management, Mobile check deposit, Bill pay, Card controls, Early paycheck, Automated savings, Financial education

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Easy cash back redemption system
- ✅ Functional core banking features
- 🎨 Improved app redesign (2021 update)
- 📱 Mobile deposit capability
- 🔐 Security features available when configured

**What reviewers complain about**

- 🐛 Persistent biometric authentication failures
- ⚠️ Frequent forced logouts mid-transaction
- 🐢 Extremely slow app performance
- 👁️ Outdated and unappealing user interface
- 📱 Poor responsive design on smaller screens

**Reported bugs**

- Face ID/Touch ID constantly prompts for password re-entry
- Biometric authentication error: 'detected a change in biometrics' when no change occurred
- App crashes when selecting bank account from dropdown menu
- Mobile deposit camera not functioning
- Mobile deposit OCR cannot read check numbers

**Requested features**

- Dark mode option
- Improved font size and text customization
- Face ID support (modern implementation)
- Apple Pay integration
- Zelle payment support


### PayTracker Pro

[App page](https://appshunter.io/ios/app/paytracker-pro/id6765471944)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $2.99 | per month |
| Yearly Premium | $24.99 | per year |


## Frequently asked questions

### Is MIDFLORIDA Mobile free?

MIDFLORIDA Mobile is free to download, with no in-app purchases.

### Is PayTracker Pro free?

PayTracker Pro is free to download, with in-app purchases available.

### Do MIDFLORIDA Mobile or PayTracker Pro have ads?

Neither MIDFLORIDA Mobile nor PayTracker Pro shows ads.

### Which is updated more often, MIDFLORIDA Mobile or PayTracker Pro?

MIDFLORIDA Mobile ships an update every 3 months, and PayTracker Pro every 2 months. Most recently, MIDFLORIDA Mobile was updated on November 6, 2026 and PayTracker Pro on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*