# PayTrace Go vs SmartSwipe Credit Card Reader

The clearest difference is rating: PayTrace Go at 4.9 against SmartSwipe Credit Card Reader's 4.3. PayTrace Go also leads on ratings volume (808 vs 45). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayTrace Go holds the better App Store score, 4.9 against 4.3. That said, the two scores are not equally well evidenced: PayTrace Go has 808 ratings behind it against 45, so its average is the more settled of the two. Written reviews point the same way: 67% of PayTrace Go's written reviews are positive against 65% of SmartSwipe Credit Card Reader's.

PayTrace Go ships an update every 4 months, SmartSwipe Credit Card Reader every 2 months. The most recent releases landed on October 23, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | PayTrace Go | SmartSwipe Credit Card Reader |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (808 ratings)](https://appshunter.io/ios/app/paytrace-go/id505528646/reviews)** | [4.3 (45 ratings)](https://appshunter.io/ios/app/smartswipe-credit-card-reader/id615529232/reviews) |
| Number of ratings | **808** | 45 |
| Positive reviews | **66.7% of reviews** | 64.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 29 MB | 31 MB |
| Requires iOS | 12.4 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PayTrace](https://appshunter.io/developer/505528729) | [John Kennedy](https://appshunter.io/developer/1691416823) |

## What reviewers say

### PayTrace Go

[App page](https://appshunter.io/ios/app/paytrace-go/id505528646)

Process credit card payments on the go with this mobile solution. Capture signatures, send email receipts, manage customer information, and review transaction history directly from your device.

**Highlights:** Credit card processing, Signature capture, Email receipts, Customer management, Transaction history review

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and quick processing
- 👍 Easy to use interface
- 💰 Fair and competitive rates
- 🎯 Reliable payment delivery
- 🤝 Great customer support

**What reviewers complain about**

- 🐛 Card reader compatibility issues
- 🐛 Field formatting problems on larger screens
- 🐛 Data clearing glitches during entry
- 📏 Signature box too small
- 🔄 App requires frequent restarts

**Reported bugs**

- Card reader not recognized on iPhone
- App randomly clears all form fields during data entry
- Card expiration date adds 5 years incorrectly
- Information fields run off screen on larger phones
- Bottom field overlaps with invoice slot

**Requested features**

- Photo-based card reader functionality
- Enlarged confirmation box
- Better field scrolling on larger devices
- Improved signature capture area


### SmartSwipe Credit Card Reader

[App page](https://appshunter.io/ios/app/smartswipe-credit-card-reader/id615529232)

Transform your mobile device into a complete point-of-sale system. Easily manage products, track inventory, accept various payment types, and generate real-time reports. This app is designed for businesses of all types, offering a powerful and free solution.

**Highlights:** Product management with photos and pricing, Inventory tracking, Record credit cards, cash, and checks, Add modifiers for restaurants, Set discounts on products and orders, Track tips and taxes, Real-time reports and sales history, Email, text, or print receipts

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and easy to use
- 🚀 Fast and efficient transactions
- 💡 Good for business growth
- 💰 Competitive pricing and rates
- 🤝 Great customer support

**What reviewers complain about**

- ⚠️ Hidden fees and contracts
- 📞 Terrible customer service
- 🇨🇦 Not supporting Canadian businesses
- ⏳ Long waiting times for money
- 📉 High termination fees

**Reported bugs**

- App crashes
- Card reader not reading cards
- Email verification not sent
- Login screen freezes
- Demo not working initially

**Requested features**

- Support for Canadian businesses
- Clearer contract terms
- Improved customer service responsiveness
- More transparent fee structure


## Frequently asked questions

### Is PayTrace Go free?

PayTrace Go is free to download, with no in-app purchases.

### Is SmartSwipe Credit Card Reader free?

SmartSwipe Credit Card Reader is free to download, with no in-app purchases.

### Which has better reviews, PayTrace Go or SmartSwipe Credit Card Reader?

PayTrace Go is rated higher. PayTrace Go averages 4.9 out of 5 from 808 ratings, while SmartSwipe Credit Card Reader averages 4.3 from 45 ratings.

### Do PayTrace Go or SmartSwipe Credit Card Reader have ads?

Neither PayTrace Go nor SmartSwipe Credit Card Reader shows ads.

### Which is updated more often, PayTrace Go or SmartSwipe Credit Card Reader?

PayTrace Go ships an update every 4 months, and SmartSwipe Credit Card Reader every 2 months. Most recently, PayTrace Go was updated on October 23, 2026 and SmartSwipe Credit Card Reader on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*