# Elevations Credit Union vs Westerra CU

The clearest difference is rating: Elevations Credit Union at 4.8 against Westerra CU's 2.7. Elevations Credit Union also leads on review sentiment (51% vs 12%) and ratings volume (4.5K vs 203). Westerra CU's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Elevations Credit Union holds the better App Store score, 4.8 against 2.7. That said, the two scores are not equally well evidenced: Elevations Credit Union has 4.5K ratings behind it against 203, so its average is the more settled of the two. Written reviews point the same way: 51% of Elevations Credit Union's written reviews are positive against 12% of Westerra CU's.

Elevations Credit Union ships an update monthly, Westerra CU every 3 weeks. The most recent releases landed on November 10, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Elevations Credit Union | Westerra CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4.5K ratings)](https://appshunter.io/ios/app/elevations-credit-union/id506168516/reviews)** | [2.7 (203 ratings)](https://appshunter.io/ios/app/westerra-cu/id1627076819/reviews) |
| Number of ratings | **4.5K** | 203 |
| Positive reviews | **51.5% of reviews** | 12.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 181 MB | 383 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Elevations Credit Union](https://appshunter.io/developer/506168519) | [Westerra Credit Union](https://appshunter.io/developer/739468074) |

## What reviewers say

### Elevations Credit Union

[App page](https://appshunter.io/ios/app/elevations-credit-union/id506168516)

Manage your finances securely and conveniently from your mobile device. This app allows for easy payments, transfers, check deposits, and card management with customizable alerts and travel notifications. Monitor your financial health through notifications, credit monitoring, and budgeting tools.

**Highlights:** Secure mobile banking, On-the-go money management, Check deposit, Card activation and management, Configurable alerts and travel notices, Credit health monitoring, Budgeting tools

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💻 Convenient mobile banking
- 💳 Easy check deposit
- 🌟 Great customer service
- 🏠 Local credit union

**What reviewers complain about**

- 🐛 Frequent app crashes
- ⏱️ Slow performance
- 🔒 Security concerns
- 🤔 Confusing navigation

**Reported bugs**

- Check deposit not working after iOS update
- Account nicknames disappearing after update
- Inability to log in consistently

**Requested features**

- Ability to rearrange account order
- Improved check deposit functionality
- Landscape mode support for iPad
- Integrated FICO score tracking


### Westerra CU

[App page](https://appshunter.io/ios/app/westerra-cu/id1627076819)

Manage your money on the go with this secure digital banking app. View balances, transfer funds, pay bills, deposit checks, and analyze spending. Receive notifications and find ATMs.

**Highlights:** View account balances and history, Transfer funds, Pay bills and people, Mobile check deposit, Spending analysis, Notifications, Secure messaging

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use app
- 👍 User-friendly interface
- 💡 Ability to view all accounts with one login
- 🚀 Clean and fast app

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable app performance
- 🐛 Inability to access accounts
- 🐛 Buggy check deposit feature
- 🐛 Lack of real-time balance updates

**Reported bugs**

- App crashes frequently
- Scheduled transfers not working
- Incorrect account balances displayed
- Login credentials not recognized

**Requested features**

- Add Zelle integration
- Improve bill pay functionality
- Allow customization of account order
- Provide more detailed transaction information


## Frequently asked questions

### Is Elevations Credit Union free?

Elevations Credit Union is free to download, with no in-app purchases.

### Is Westerra CU free?

Westerra CU is free to download, with no in-app purchases.

### Which has better reviews, Elevations Credit Union or Westerra CU?

Elevations Credit Union is rated higher. Elevations Credit Union averages 4.8 out of 5 from 4.5K ratings, while Westerra CU averages 2.7 from 203 ratings.

### Do Elevations Credit Union or Westerra CU have ads?

Neither Elevations Credit Union nor Westerra CU shows ads.

### Which is updated more often, Elevations Credit Union or Westerra CU?

Elevations Credit Union ships an update monthly, and Westerra CU every 3 weeks. Most recently, Elevations Credit Union was updated on November 10, 2026 and Westerra CU on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*