# Elevations Credit Union vs Meritrust Colorado

The clearest difference is ads: Elevations Credit Union at none against Meritrust Colorado's shown. Elevations Credit Union also leads on monetization model (ad-supported vs free with in-app purchases). Meritrust Colorado's advantage is review sentiment (61% vs 51%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Elevations Credit Union against 4.8 for Meritrust Colorado. Both are backed by a comparable volume of ratings — 4.5K and 3.2K respectively. Written reviews are what separate them: 51% of Elevations Credit Union's written reviews are positive against 61% of Meritrust Colorado's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 10, 2026.

## The numbers

| Metric | Elevations Credit Union | Meritrust Colorado |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (4.5K ratings)](https://appshunter.io/ios/app/elevations-credit-union/id506168516/reviews) | **[4.8 (3.2K ratings)](https://appshunter.io/ios/app/meritrust-colorado/id634529900/reviews)** |
| Number of ratings | **4.5K** | 3.2K |
| Positive reviews | 51.5% of reviews | **61.1% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | Monthly |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 181 MB | 109 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Elevations Credit Union](https://appshunter.io/developer/506168519) | [PREMIER MEMBERS CREDIT UNION](https://appshunter.io/developer/634529903) |

## What reviewers say

### Elevations Credit Union

[App page](https://appshunter.io/ios/app/elevations-credit-union/id506168516)

Manage your finances securely and conveniently from your mobile device. This app allows for easy payments, transfers, check deposits, and card management with customizable alerts and travel notifications. Monitor your financial health through notifications, credit monitoring, and budgeting tools.

**Highlights:** Secure mobile banking, On-the-go money management, Check deposit, Card activation and management, Configurable alerts and travel notices, Credit health monitoring, Budgeting tools

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💻 Convenient mobile banking
- 💳 Easy check deposit
- 🌟 Great customer service
- 🏠 Local credit union

**What reviewers complain about**

- 🐛 Frequent app crashes
- ⏱️ Slow performance
- 🔒 Security concerns
- 🤔 Confusing navigation

**Reported bugs**

- Check deposit not working after iOS update
- Account nicknames disappearing after update
- Inability to log in consistently

**Requested features**

- Ability to rearrange account order
- Improved check deposit functionality
- Landscape mode support for iPad
- Integrated FICO score tracking


### Meritrust Colorado

[App page](https://appshunter.io/ios/app/meritrust-colorado/id634529900)

Manage your finances conveniently and securely from your mobile device. This app allows you to view account balances, deposit checks, pay bills, transfer money, and track your budget and savings goals. It also offers customizable alerts and easy access to contact information for support.

**Highlights:** Account management and balance overview, Secure sign-in with biometrics, Mobile check deposit, Bill pay and money transfers, Budget tracking and savings goals, Customizable transaction alerts, Card lock/unlock functionality

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Great service and price
- 🚀 Personalized service and good benefits
- 🚀 Easy to use
- 🚀 Very user friendly
- 🚀 Improved app

**What reviewers complain about**

- 🐛 App crashes and login issues
- 🐛 Unreliable website and app
- 🐛 Difficult to navigate and use
- 🐛 Missing key features like pending transactions and credit card access
- 🐛 Landscape mode not supported

**Reported bugs**

- Mobile deposit not working
- Frequent login issues and account lockouts
- App crashes on launch
- P2P payments not functioning
- Compatibility issues with newer OS versions

**Requested features**

- Allow larger check deposits via mobile app
- Add credit card account access
- Improve bill pay functionality
- Implement landscape mode support
- Add pending transaction visibility


## Frequently asked questions

### Is Elevations Credit Union free?

Elevations Credit Union is free to download, with no in-app purchases.

### Is Meritrust Colorado free?

Meritrust Colorado is free to download, with no in-app purchases.

### Which has better reviews, Elevations Credit Union or Meritrust Colorado?

Meritrust Colorado is rated higher. Elevations Credit Union averages 4.8 out of 5 from 4.5K ratings, while Meritrust Colorado averages 4.8 from 3.2K ratings.

### Do Elevations Credit Union or Meritrust Colorado have ads?

Meritrust Colorado shows ads; Elevations Credit Union does not.

### Which is updated more often, Elevations Credit Union or Meritrust Colorado?

Elevations Credit Union ships an update monthly, and Meritrust Colorado monthly. Most recently, Elevations Credit Union was updated on November 10, 2026 and Meritrust Colorado on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*