# Elevations Credit Union vs Cochyn

The clearest difference is review sentiment: Cochyn at 100% against Elevations Credit Union's 52%. Cochyn also leads on rating (5.0 vs 4.8) and monetization model (free vs ad-supported). Elevations Credit Union's advantage is ratings volume (4.5K vs 4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cochyn holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Elevations Credit Union has 4.5K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 52% of Elevations Credit Union's written reviews are positive against 100% of Cochyn's.

Elevations Credit Union ships an update monthly, Cochyn every 2 weeks. The most recent releases landed on October 26, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Elevations Credit Union | Cochyn |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (4.5K ratings)](https://appshunter.io/ios/app/elevations-credit-union/id506168516/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/cochyn/id6762328468/reviews)** |
| Number of ratings | **4.5K** | 4 |
| Positive reviews | 52.2% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 180 MB | 36 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Elevations Credit Union](https://appshunter.io/developer/506168519) | [MyBiZSquare LLC](https://appshunter.io/developer/1630781150) |

## What reviewers say

### Elevations Credit Union

[App page](https://appshunter.io/ios/app/elevations-credit-union/id506168516)

Manage your finances securely and conveniently from your mobile device. This app allows for easy payments, transfers, check deposits, and card management with customizable alerts and travel notifications. Monitor your financial health through notifications, credit monitoring, and budgeting tools.

**Highlights:** Secure mobile banking, On-the-go money management, Check deposit, Card activation and management, Configurable alerts and travel notices, Credit health monitoring, Budgeting tools

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💻 Convenient mobile banking
- 💳 Easy check deposit
- 🌟 Great customer service
- 🏠 Local credit union

**What reviewers complain about**

- 🐛 Frequent app crashes
- ⏱️ Slow performance
- 🔒 Security concerns
- 🤔 Confusing navigation

**Reported bugs**

- Check deposit not working after iOS update
- Account nicknames disappearing after update
- Inability to log in consistently

**Requested features**

- Ability to rearrange account order
- Improved check deposit functionality
- Landscape mode support for iPad
- Integrated FICO score tracking


### Cochyn

[App page](https://appshunter.io/ios/app/cochyn/id6762328468)

Effortlessly manage and split shared expenses for trips and outings. Log costs, track who paid, and see exactly who owes whom. Supports multi-currency and carries balances forward to future events.

**Highlights:** Create events for trips and outings, Log expenses with payer and involvement details, Split costs equally, by percentage, or custom amounts, Multi-currency support with real-time exchange rates, Accumulate balances across multiple events, Manage family and group balances, Dashboard with active events and balance summaries

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Elevations Credit Union free?

Elevations Credit Union is free to download, with no in-app purchases.

### Is Cochyn free?

Cochyn is free to download, with no in-app purchases.

### Which has better reviews, Elevations Credit Union or Cochyn?

Cochyn is rated higher. Elevations Credit Union averages 4.8 out of 5 from 4.5K ratings, while Cochyn averages 5.0 from 4 ratings.

### Do Elevations Credit Union or Cochyn have ads?

Neither Elevations Credit Union nor Cochyn shows ads.

### Which is updated more often, Elevations Credit Union or Cochyn?

Elevations Credit Union ships an update monthly, and Cochyn every 2 weeks. Most recently, Elevations Credit Union was updated on October 26, 2026 and Cochyn on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*