# Elements Mobile Banking vs BDGT Simple

The clearest difference is price: Elements Mobile Banking at Free against BDGT Simple's $0.99. Elements Mobile Banking also leads on ads (none vs shown). BDGT Simple's advantage is update cadence (every 2 weeks vs every 4 months). On in-app purchases, device support and iOS requirement there is nothing between them.

Elements Mobile Banking is free to download; BDGT Simple costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Elements Mobile Banking ships an update every 4 months, BDGT Simple every 2 weeks. The most recent releases landed on October 14, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Elements Mobile Banking | BDGT Simple |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[4.4 (1.2K ratings)](https://appshunter.io/ios/app/elements-mobile-banking/id507239961/reviews)** | — |
| Number of ratings | **1.2K** | — |
| Positive reviews | 67.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | — |
| Size | 41 MB | 25 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Elements Financial Federal Credit Union](https://appshunter.io/developer/507239964) | [Rival School](https://appshunter.io/developer/1793955786) |

## What reviewers say

### Elements Mobile Banking

[App page](https://appshunter.io/ios/app/elements-mobile-banking/id507239961)

Manage your finances conveniently and securely. This app allows you to easily pay bills, track transactions, and access all your account information anytime, anywhere. Enjoy peace of mind with robust security features designed to protect your personal data.

**Highlights:** Check balances and account history, View pending transactions, Pay bills, Deposit paper checks, Transfer funds, Secure messaging

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient banking features
- 🚀 Reliable app performance
- 🚀 Seamless integration with website
- 🔒 Secure banking experience

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🐛 Slow and unresponsive app
- 🐛 Confusing bill pay functionality
- 🐛 Inconsistent user interface
- 🔋 High battery consumption

**Reported bugs**

- Login screen freezes
- Mobile check deposit issues
- Unexpected errors when opening the app
- Inability to properly edit payee information

**Requested features**

- Improved bill pay experience
- Ability to view account interest rates
- Qualifying transactions counter for promotions
- Option to remember device and avoid repeated authentication
- Seamless integration with external accounts and cards


### BDGT Simple

[App page](https://appshunter.io/ios/app/bdgt-simple/id6741378606)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Elements Mobile Banking free?

Elements Mobile Banking is free to download, with no in-app purchases.

### Is BDGT Simple free?

BDGT Simple costs $0.99, with no in-app purchases.

### Do Elements Mobile Banking or BDGT Simple have ads?

BDGT Simple shows ads; Elements Mobile Banking does not.

### Which is updated more often, Elements Mobile Banking or BDGT Simple?

Elements Mobile Banking ships an update every 4 months, and BDGT Simple every 2 weeks. Most recently, Elements Mobile Banking was updated on October 14, 2026 and BDGT Simple on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*