# Spending vs Checkbook Register & Ledger

The clearest difference is rating: Checkbook Register & Ledger at 4.8 against Spending's 3.6. Checkbook Register & Ledger also leads on update cadence (every 2 weeks vs every 18 months) and ratings volume (134 vs 7). Spending's advantage is in-app purchases (none vs 26) and iOS requirement (9.0 vs 16.4). On price, ads and device support there is nothing between them.

Both are free to download. Checkbook Register & Ledger sells 21 in-app purchases, starting at $4.99 per month. Spending asks for nothing beyond the download.

Checkbook Register & Ledger holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: Checkbook Register & Ledger has 134 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 88% of Spending's written reviews are positive against 98% of Checkbook Register & Ledger's.

Spending ships an update every 18 months, Checkbook Register & Ledger every 2 weeks. The most recent releases landed on October 23, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Spending | Checkbook Register & Ledger |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (7 ratings)](https://appshunter.io/ios/app/spending/id509905009/reviews) | **[4.8 (134 ratings)](https://appshunter.io/ios/app/checkbook-register-and-ledger/id1565109843/reviews)** |
| Number of ratings | 7 | **134** |
| Positive reviews | 87.5% of reviews | **97.7% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 18 months | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 4 MB | 67 MB |
| Requires iOS | **9.0** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Steve Harris](https://appshunter.io/developer/509905012) | [Timo Stuebing](https://appshunter.io/developer/1565109845) |

## What reviewers say

### Spending

[App page](https://appshunter.io/ios/app/spending/id509905009)

Easily track your daily and monthly expenses by category. This app helps you understand where your money goes, focusing on small, frequent purchases that can add up. Visualize your spending with graphs and manage multiple budgets for different needs.

**Highlights:** Track spending by category, View daily, weekly, and monthly expenditure, Spending breakdown graphs, Customizable categories, Multiple budget management, Daily spending limits

**Features:** macOS Compatibility

**In-app purchases:** none


### Checkbook Register & Ledger

[App page](https://appshunter.io/ios/app/checkbook-register-and-ledger/id1565109843)

Track your income and expenses with this simple, ad-free app. Gain clarity on your spending habits, manage your household budget, and easily record transactions. It provides a clear overview of where your money goes, helping you make informed financial decisions.

**Highlights:** Record income and expenses, Track amounts easily, Memorize travel expenses, Keep a cash book, Budget mode overview, Quick transaction entry

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (21)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro | $4.99 | per month |
| Pro | $7.99 | per month |
| Secret Discount for Pro | $7.99 | per year |
| Pro | $8.99 | per month |
| Pro | $9.99 | per month |
| Secret Discount for Pro | $12.99 | per year |
| Secret Discount for Pro | $17.99 | per year |
| Pro | $24.99 | per year |
| Pro | $29.99 | per year |
| Pro | $49.99 | per year |
| Pro (Lifetime) | Free | one-time |
| Pro (Lifetime) | $4.99 | one-time |
| Contribution level 1 | $5.99 | one-time |
| Pro (Lifetime) | $7.99 | one-time |
| Contribution level 2 | $8.99 | one-time |
| Pro (Lifetime) | $13.99 | one-time |
| Contribution level 3 | $14.99 | one-time |
| Contribution level 4 | $14.99 | one-time |
| Contribution level 5 | $41.99 | one-time |
| Pro (Lifetime) | $69.99 | one-time |
| Pro (Lifetime) | $79.99 | one-time |


## Frequently asked questions

### Is Spending free?

Spending is free to download, with no in-app purchases.

### Is Checkbook Register & Ledger free?

Checkbook Register & Ledger is free to download, with in-app purchases available.

### Which has better reviews, Spending or Checkbook Register & Ledger?

Checkbook Register & Ledger is rated higher. Spending averages 3.6 out of 5 from 7 ratings, while Checkbook Register & Ledger averages 4.8 from 134 ratings.

### Do Spending or Checkbook Register & Ledger have ads?

Neither Spending nor Checkbook Register & Ledger shows ads.

### Which is updated more often, Spending or Checkbook Register & Ledger?

Spending ships an update every 18 months, and Checkbook Register & Ledger every 2 weeks. Most recently, Spending was updated on October 23, 2026 and Checkbook Register & Ledger on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*