# Spending vs Dime

The clearest difference is rating: Dime at 4.8 against Spending's 3.6. Dime also leads on update cadence (every 3 weeks vs every 18 months) and ratings volume (318 vs 7). Spending's advantage is in-app purchases (none vs 3) and iOS requirement (9.0 vs 15.0). On price, review sentiment, ads and monetization model there is nothing between them.

Both are free to download. Dime sells 3 one-off in-app purchases. Spending asks for nothing beyond the download.

Dime holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: Dime has 318 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 88% of Spending's written reviews are positive against 90% of Dime's.

Spending ships an update every 18 months, Dime every 3 weeks. Both last shipped on October 23, 2026.

## The numbers

| Metric | Spending | Dime |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (7 ratings)](https://appshunter.io/ios/app/spending/id509905009/reviews) | **[4.8 (318 ratings)](https://appshunter.io/ios/app/dime-budget-and-expense-tracker/id1635280255/reviews)** |
| Number of ratings | 7 | **318** |
| Positive reviews | 87.5% of reviews | **90.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 18 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 4 MB | 32 MB |
| Requires iOS | **9.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Steve Harris](https://appshunter.io/developer/509905012) | [Rafael Soh](https://appshunter.io/developer/1635280257) |

## What reviewers say

### Spending

[App page](https://appshunter.io/ios/app/spending/id509905009)

Easily track your daily and monthly expenses by category. This app helps you understand where your money goes, focusing on small, frequent purchases that can add up. Visualize your spending with graphs and manage multiple budgets for different needs.

**Highlights:** Track spending by category, View daily, weekly, and monthly expenditure, Spending breakdown graphs, Customizable categories, Multiple budget management, Daily spending limits

**Features:** macOS Compatibility

**In-app purchases:** none


### Dime

[App page](https://appshunter.io/ios/app/dime-budget-and-expense-tracker/id1635280255)

This app helps you monitor your spending and manage your finances effectively. It offers insightful breakdowns of your expenditures, allows you to create and stick to budgets, and provides custom reminders to log expenses. Secure your financial data with biometric authentication and enjoy a beautifully designed interface.

**Highlights:** 100% free forever, Insightful expenditure breakdowns, Budget creation and tracking, Recurring expense management, iCloud sync across devices, Custom expense input reminders, Biometric data protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $2.99 | one-time |
| Medium Tip | $4.99 | one-time |
| Large Tip | $7.99 | one-time |

**What reviewers like**

- 🚀 Great UI/UX
- 👍 Simple and intuitive
- 🔒 Privacy-focused
- 💰 Completely free
- 🎨 Beautiful and clean design

**What reviewers complain about**

- 🐛 Occasional data loss issues
- 🔍 Limited category customization
- ⚙️ Lack of advanced features (e.g., income tracking, biweekly budgets)

**Reported bugs**

- Entries randomly disappearing
- Crashes and freezes on certain devices
- Widget not working as expected

**Requested features**

- Add income tracking
- Implement biweekly budget option
- Allow more category customization
- Integrate with external accounts (e.g., bank, credit cards)
- Implement receipt/check scanning with AI categorization


## Frequently asked questions

### Is Spending free?

Spending is free to download, with no in-app purchases.

### Is Dime free?

Dime is free to download, with in-app purchases available.

### Which has better reviews, Spending or Dime?

Dime is rated higher. Spending averages 3.6 out of 5 from 7 ratings, while Dime averages 4.8 from 318 ratings.

### Do Spending or Dime have ads?

Neither Spending nor Dime shows ads.

### Which is updated more often, Spending or Dime?

Spending ships an update every 18 months, and Dime every 3 weeks. Most recently, Spending was updated on October 23, 2026 and Dime on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*