# Simple BK vs UnionMobile

The clearest difference is review sentiment: Simple BK at 90% against UnionMobile's 10%. Simple BK also leads on rating (4.0 vs 3.1). UnionMobile's advantage is price (Free vs $0.99) and in-app purchases (none vs 1). On update cadence, ads and device support there is nothing between them.

UnionMobile is free to download; Simple BK costs $0.99 up front. Simple BK sells 1 one-off in-app purchase. UnionMobile asks for nothing beyond the download.

Simple BK holds the better App Store score, 4.0 against 3.1. That said, the two scores are not equally well evidenced: UnionMobile has 680 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 90% of Simple BK's written reviews are positive against 10% of UnionMobile's.

Simple BK ships an update every 3 months, UnionMobile every 2 months. The most recent releases landed on October 11, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Simple BK | UnionMobile |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | **[4.0 (1 ratings)](https://appshunter.io/ios/app/simple-bk/id510632568/reviews)** | [3.1 (680 ratings)](https://appshunter.io/ios/app/unionmobile/id1253595309/reviews) |
| Number of ratings | 1 | **680** |
| Positive reviews | **90.0% of reviews** | 9.6% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 7 MB | 72 MB |
| Requires iOS | 17.6 | **13.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MikeJL](https://appshunter.io/developer/510632631) | [Union Bank of Nigeria Plc](https://appshunter.io/developer/950990898) |

## What reviewers say

### Simple BK

[App page](https://appshunter.io/ios/app/simple-bk/id510632568)

This app simplifies tracking income, expenses, stock, and mileage for sole traders. It automates data entry and integrates with contacts for customer and supplier lists. Export data and generate reports to manage your finances.

**Highlights:** Record income and expenses, Track stock and mileage, Automated field completion, Use contacts as customer/supplier lists, Data export to spreadsheets, Financial management reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Simple BK Unlocked | $6.99 | one-time |


### UnionMobile

[App page](https://appshunter.io/ios/app/unionmobile/id1253595309)

Manage your finances on the go with a comprehensive banking app. Easily pay bills, transfer funds, buy airtime, and view transaction history. Enjoy convenient features like cardless ATM withdrawals and personalized profiles.

**Highlights:** Pay bills, View account balances and history, Transfer funds, Buy airtime and data, Cardless ATM withdrawal, ATM and branch locator

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast transactions
- 👍 User-friendly app
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 🤖 Poor customer service
- 💤 Slow network and app performance
- 😡 Frustrating user experience
- 🤦‍♂️ Account and transaction issues

**Reported bugs**

- Login failures and app freezes
- Delayed OTP delivery for transactions
- Inconsistent app behavior across devices

**Requested features**

- Improve biometric login functionality
- Allow hiding of account balance during transactions
- Streamline airtime purchase process


## Frequently asked questions

### Is Simple BK free?

Simple BK costs $0.99, and also offers in-app purchases.

### Is UnionMobile free?

UnionMobile is free to download, with no in-app purchases.

### Which has better reviews, Simple BK or UnionMobile?

Simple BK is rated higher. Simple BK averages 4.0 out of 5 from 1 ratings, while UnionMobile averages 3.1 from 680 ratings.

### Do Simple BK or UnionMobile have ads?

Neither Simple BK nor UnionMobile shows ads.

### Which is updated more often, Simple BK or UnionMobile?

Simple BK ships an update every 3 months, and UnionMobile every 2 months. Most recently, Simple BK was updated on October 11, 2026 and UnionMobile on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*