# Simple BK vs Yotta Pay

The clearest difference is price: Yotta Pay at Free against Simple BK's $0.99. Yotta Pay also leads on in-app purchases (none vs 1) and update cadence (every 3 weeks vs every 3 months). Simple BK's advantage is rating (4.0 vs 3.7) and review sentiment (90% vs 77%). On ads and device support there is nothing between them.

Yotta Pay is free to download; Simple BK costs $0.99 up front. Simple BK sells 1 one-off in-app purchase. Yotta Pay asks for nothing beyond the download.

Simple BK holds the better App Store score, 4.0 against 3.7. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews point the same way: 90% of Simple BK's written reviews are positive against 77% of Yotta Pay's.

Simple BK ships an update every 3 months, Yotta Pay every 3 weeks. The most recent releases landed on October 11, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Simple BK | Yotta Pay |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | **[4.0 (1 ratings)](https://appshunter.io/ios/app/simple-bk/id510632568/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/yotta-pay/id1531344362/reviews) |
| Number of ratings | 1 | **3** |
| Positive reviews | **90.0% of reviews** | 77.4% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 7 MB | 57 MB |
| Requires iOS | 17.6 | **14.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MikeJL](https://appshunter.io/developer/510632631) | [YOTTA DIGITAL LTD](https://appshunter.io/developer/1531344364) |

## What reviewers say

### Simple BK

[App page](https://appshunter.io/ios/app/simple-bk/id510632568)

This app simplifies tracking income, expenses, stock, and mileage for sole traders. It automates data entry and integrates with contacts for customer and supplier lists. Export data and generate reports to manage your finances.

**Highlights:** Record income and expenses, Track stock and mileage, Automated field completion, Use contacts as customer/supplier lists, Data export to spreadsheets, Financial management reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Simple BK Unlocked | $6.99 | one-time |


### Yotta Pay

[App page](https://appshunter.io/ios/app/yotta-pay/id1531344362)

This free contactless payment app offers bank-grade security through Open Banking, eliminating the need to share card details. It enables instant payments to businesses and individuals, and allows users to receive funds quickly from clients, family, or friends.

**Highlights:** Contactless payments, Bank-grade security, Instant payments to businesses, Instant money transfers, QR code payment requests, Payment confirmation

**In-app purchases:** none


## Frequently asked questions

### Is Simple BK free?

Simple BK costs $0.99, and also offers in-app purchases.

### Is Yotta Pay free?

Yotta Pay is free to download, with no in-app purchases.

### Which has better reviews, Simple BK or Yotta Pay?

Simple BK is rated higher. Simple BK averages 4.0 out of 5 from 1 ratings, while Yotta Pay averages 3.7 from 3 ratings.

### Do Simple BK or Yotta Pay have ads?

Neither Simple BK nor Yotta Pay shows ads.

### Which is updated more often, Simple BK or Yotta Pay?

Simple BK ships an update every 3 months, and Yotta Pay every 3 weeks. Most recently, Simple BK was updated on October 11, 2026 and Yotta Pay on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*