# Simple BK vs Cleva App

The clearest difference is price: Cleva App at Free against Simple BK's $0.99. Cleva App also leads on rating (4.7 vs 4.0) and in-app purchases (none vs 1). Simple BK's advantage is review sentiment (90% vs 59%). On ads and device support there is nothing between them.

Cleva App is free to download; Simple BK costs $0.99 up front. Simple BK sells 1 one-off in-app purchase. Cleva App asks for nothing beyond the download.

Cleva App holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Cleva App has 1.5K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 90% of Simple BK's written reviews are positive against 59% of Cleva App's, so the app with the better star average is not the one people write more warmly about.

Simple BK ships an update every 3 months, Cleva App every 9 days. The most recent releases landed on October 11, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Simple BK | Cleva App |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | [4.0 (1 ratings)](https://appshunter.io/ios/app/simple-bk/id510632568/reviews) | **[4.7 (1.5K ratings)](https://appshunter.io/ios/app/cleva-app/id6473619732/reviews)** |
| Number of ratings | 1 | **1.5K** |
| Positive reviews | **90.0% of reviews** | 58.8% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 9 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 7 MB | 224 MB |
| Requires iOS | 17.6 | **15** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [MikeJL](https://appshunter.io/developer/510632631) | [Cleva Technologies, Inc.](https://appshunter.io/developer/1719266520) |

## What reviewers say

### Simple BK

[App page](https://appshunter.io/ios/app/simple-bk/id510632568)

This app simplifies tracking income, expenses, stock, and mileage for sole traders. It automates data entry and integrates with contacts for customer and supplier lists. Export data and generate reports to manage your finances.

**Highlights:** Record income and expenses, Track stock and mileage, Automated field completion, Use contacts as customer/supplier lists, Data export to spreadsheets, Financial management reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Simple BK Unlocked | $6.99 | one-time |


### Cleva App

[App page](https://appshunter.io/ios/app/cleva-app/id6473619732)

Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

**Highlights:** Send money internationally, Receive USD payments, Receive stablecoins, Convert currencies, Virtual USD card, Hold funds in USD, Earn Cleva Points

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 User-friendly interface
- 💰 Reliable for international payments
- 🤝 Good customer service

**What reviewers complain about**

- 🐛 Payment issues and delays
- 🔄 Frequent app updates causing frustration
- 🔒 Concerns about security and account access

**Reported bugs**

- Rejected transactions with new bank partner
- Delayed or missing fund transfers
- Inability to access old account numbers

**Requested features**

- Reinstate Wells Fargo bank integration
- Add support for international wire transfers
- Introduce push notifications for account credits
- Enable withdrawal from virtual cards


## Frequently asked questions

### Is Simple BK free?

Simple BK costs $0.99, and also offers in-app purchases.

### Is Cleva App free?

Cleva App is free to download, with no in-app purchases.

### Which has better reviews, Simple BK or Cleva App?

Cleva App is rated higher. Simple BK averages 4.0 out of 5 from 1 ratings, while Cleva App averages 4.7 from 1.5K ratings.

### Do Simple BK or Cleva App have ads?

Neither Simple BK nor Cleva App shows ads.

### Which is updated more often, Simple BK or Cleva App?

Simple BK ships an update every 3 months, and Cleva App every 9 days. Most recently, Simple BK was updated on October 11, 2026 and Cleva App on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*