# Milliman Mobile Benefits vs Waterfront Mobile

The clearest difference is rating: Milliman Mobile Benefits at 4.7 against Waterfront Mobile's 3.7. Milliman Mobile Benefits also leads on ratings volume (6.8K vs 3) and update cadence (every 3 weeks vs every 4 months). Waterfront Mobile's advantage is review sentiment (50% vs 11%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Milliman Mobile Benefits holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: Milliman Mobile Benefits has 6.8K ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 11% of Milliman Mobile Benefits's written reviews are positive against 50% of Waterfront Mobile's, so the app with the better star average is not the one people write more warmly about.

Milliman Mobile Benefits ships an update every 3 weeks, Waterfront Mobile every 4 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Milliman Mobile Benefits | Waterfront Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (6.8K ratings)](https://appshunter.io/ios/app/milliman-mobile-benefits/id510721121/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/waterfront-mobile/id1109033703/reviews) |
| Number of ratings | **6.8K** | 3 |
| Positive reviews | 10.8% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Free | Free |
| Size | 92 MB | 29 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Milliman, Inc.](https://appshunter.io/developer/510716413) | [Waterfront Credit Union](https://appshunter.io/developer/1295197034) |

## What reviewers say

### Milliman Mobile Benefits

[App page](https://appshunter.io/ios/app/milliman-mobile-benefits/id510721121)

Access and manage your employer-sponsored retirement plan details conveniently and securely on your mobile device. View contributions, investments, statements, and personal rates of return. Make changes to savings and fund transfers directly from the app.

**Highlights:** View account details, Manage contributions, Track investments, Review quarterly statements, Check loan details, Secure login with multi-factor authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Biometric login
- 💡 Frequent updates

**What reviewers complain about**

- 🐛 Login issues
- 🐛 Frequent crashes
- 🐛 Unreliable performance
- 👎 Poor user experience
- 👎 Lack of features

**Reported bugs**

- Blank screen after login
- Biometrics not working consistently
- Account lockouts and login failures
- Frequent app crashes

**Requested features**

- Improved login experience
- Transaction history and performance tracking
- More customization options
- Seamless biometric authentication


### Waterfront Mobile

[App page](https://appshunter.io/ios/app/waterfront-mobile/id1109033703)

Manage your finances on the go with this mobile banking app. Check balances, view transactions, pay bills, and transfer funds. Easily locate surcharge-free ATMs and shared branching locations.

**Highlights:** Check account balances, View transactions, Pay bills, Transfer money, Find ATMs, Locate shared branches

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Milliman Mobile Benefits free?

Milliman Mobile Benefits is free to download, with no in-app purchases.

### Is Waterfront Mobile free?

Waterfront Mobile is free to download, with no in-app purchases.

### Which has better reviews, Milliman Mobile Benefits or Waterfront Mobile?

Milliman Mobile Benefits is rated higher. Milliman Mobile Benefits averages 4.7 out of 5 from 6.8K ratings, while Waterfront Mobile averages 3.7 from 3 ratings.

### Do Milliman Mobile Benefits or Waterfront Mobile have ads?

Neither Milliman Mobile Benefits nor Waterfront Mobile shows ads.

### Which is updated more often, Milliman Mobile Benefits or Waterfront Mobile?

Milliman Mobile Benefits ships an update every 3 weeks, and Waterfront Mobile every 4 months. Most recently, Milliman Mobile Benefits was updated on November 6, 2026 and Waterfront Mobile on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*