# Milliman Mobile Benefits vs EFE

Milliman Mobile Benefits and EFE both sit at 4.7 stars, but that hides the real split: 52% of EFE's written reviews are positive against 11% of Milliman Mobile Benefits's. Milliman Mobile Benefits's advantage is monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Milliman Mobile Benefits against 4.6 for EFE. Both are backed by a comparable volume of ratings — 6.7K and 7.6K respectively. Written reviews are what separate them: 11% of Milliman Mobile Benefits's written reviews are positive against 52% of EFE's.

Milliman Mobile Benefits ships an update every 3 weeks, EFE every 6 weeks. Both last shipped on September 28, 2026.

## The numbers

| Metric | Milliman Mobile Benefits | EFE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (6.7K ratings)](https://appshunter.io/ios/app/milliman-mobile-benefits/id510721121/reviews)** | [4.6 (7.6K ratings)](https://appshunter.io/ios/app/efe/id1130545630/reviews) |
| Number of ratings | 6.7K | **7.6K** |
| Positive reviews | 10.8% of reviews | **52.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 6 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 92 MB | 114 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Milliman, Inc.](https://appshunter.io/developer/510716413) | [Edelman Financial Engines, LLC](https://appshunter.io/developer/1090148019) |

## What reviewers say

### Milliman Mobile Benefits

[App page](https://appshunter.io/ios/app/milliman-mobile-benefits/id510721121)

Access and manage your employer-sponsored retirement plan details conveniently and securely on your mobile device. View contributions, investments, statements, and personal rates of return. Make changes to savings and fund transfers directly from the app.

**Highlights:** View account details, Manage contributions, Track investments, Review quarterly statements, Check loan details, Secure login with multi-factor authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Biometric login
- 💡 Frequent updates

**What reviewers complain about**

- 🐛 Login issues
- 🐛 Frequent crashes
- 🐛 Unreliable performance
- 👎 Poor user experience
- 👎 Lack of features

**Reported bugs**

- Blank screen after login
- Biometrics not working consistently
- Account lockouts and login failures
- Frequent app crashes

**Requested features**

- Improved login experience
- Transaction history and performance tracking
- More customization options
- Seamless biometric authentication


### EFE

[App page](https://appshunter.io/ios/app/efe/id1130545630)

Access your financial accounts and track progress toward your goals. View your portfolio, link external accounts, and connect with an advisor or planner. Review statements and plan updates for a comprehensive financial overview.

**Highlights:** Track retirement goal progress, View total portfolio and account details, Link outside accounts, View Net Worth, Connect with an advisor/planner, Review activity feed and statements

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Easy to navigate
- 💡 Comprehensive account information
- 🔒 Secure login process
- 🚀 Convenient mobile access

**What reviewers complain about**

- 🐛 Inconsistent data updates
- 🔍 Limited functionality compared to website
- 🔍 Difficulty linking external accounts
- 🔍 Lack of detailed investment performance data
- 🔍 Confusing retirement projections

**Reported bugs**

- Login issues after recent app update
- Incorrect account balances displayed
- Inability to manually update liability information

**Requested features**

- Add ability to view historical account data and performance
- Improve syncing with external financial accounts
- Provide more customization options for retirement planning
- Include tax document access within the app
- Enhance reporting and analytics capabilities


## Frequently asked questions

### Is Milliman Mobile Benefits free?

Milliman Mobile Benefits is free to download, with no in-app purchases.

### Is EFE free?

EFE is free to download, with no in-app purchases.

### Which has better reviews, Milliman Mobile Benefits or EFE?

Milliman Mobile Benefits is rated higher. Milliman Mobile Benefits averages 4.7 out of 5 from 6.7K ratings, while EFE averages 4.6 from 7.6K ratings.

### Do Milliman Mobile Benefits or EFE have ads?

Neither Milliman Mobile Benefits nor EFE shows ads.

### Which is updated more often, Milliman Mobile Benefits or EFE?

Milliman Mobile Benefits ships an update every 3 weeks, and EFE every 6 weeks. Most recently, Milliman Mobile Benefits was updated on September 28, 2026 and EFE on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*