# Milliman Mobile Benefits vs SMW Mobile

The clearest difference is update cadence: Milliman Mobile Benefits at every 3 weeks against SMW Mobile's every 4 months. SMW Mobile's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Milliman Mobile Benefits ships an update every 3 weeks, SMW Mobile every 4 months. The most recent releases landed on November 10, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | Milliman Mobile Benefits | SMW Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (6.8K ratings)](https://appshunter.io/ios/app/milliman-mobile-benefits/id510721121/reviews)** | — |
| Number of ratings | **6.8K** | — |
| Positive reviews | 10.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Free | — |
| Size | 92 MB | 9 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Milliman, Inc.](https://appshunter.io/developer/510716413) | [SMW FCU](https://appshunter.io/developer/728471373) |

## What reviewers say

### Milliman Mobile Benefits

[App page](https://appshunter.io/ios/app/milliman-mobile-benefits/id510721121)

Access and manage your employer-sponsored retirement plan details conveniently and securely on your mobile device. View contributions, investments, statements, and personal rates of return. Make changes to savings and fund transfers directly from the app.

**Highlights:** View account details, Manage contributions, Track investments, Review quarterly statements, Check loan details, Secure login with multi-factor authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Biometric login
- 💡 Frequent updates

**What reviewers complain about**

- 🐛 Login issues
- 🐛 Frequent crashes
- 🐛 Unreliable performance
- 👎 Poor user experience
- 👎 Lack of features

**Reported bugs**

- Blank screen after login
- Biometrics not working consistently
- Account lockouts and login failures
- Frequent app crashes

**Requested features**

- Improved login experience
- Transaction history and performance tracking
- More customization options
- Seamless biometric authentication


### SMW Mobile

[App page](https://appshunter.io/ios/app/smw-mobile/id1437457778)

**In-app purchases:** none


## Frequently asked questions

### Is Milliman Mobile Benefits free?

Milliman Mobile Benefits is free to download, with no in-app purchases.

### Is SMW Mobile free?

SMW Mobile is free to download, with no in-app purchases.

### Do Milliman Mobile Benefits or SMW Mobile have ads?

Neither Milliman Mobile Benefits nor SMW Mobile shows ads.

### Which is updated more often, Milliman Mobile Benefits or SMW Mobile?

Milliman Mobile Benefits ships an update every 3 weeks, and SMW Mobile every 4 months. Most recently, Milliman Mobile Benefits was updated on November 10, 2026 and SMW Mobile on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*