# Milliman Mobile Benefits vs HSA Central

The clearest difference is rating: Milliman Mobile Benefits at 4.7 against HSA Central's 2.9. Milliman Mobile Benefits also leads on update cadence (every 3 weeks vs every 6 months) and ratings volume (6.7K vs 45). HSA Central's advantage is review sentiment (32% vs 11%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Milliman Mobile Benefits holds the better App Store score, 4.7 against 2.9. That said, the two scores are not equally well evidenced: Milliman Mobile Benefits has 6.7K ratings behind it against 45, so its average is the more settled of the two. Written reviews complicate that: 11% of Milliman Mobile Benefits's written reviews are positive against 32% of HSA Central's, so the app with the better star average is not the one people write more warmly about.

Milliman Mobile Benefits ships an update every 3 weeks, HSA Central every 6 months. The most recent releases landed on September 28, 2026 and August 16, 2026 respectively.

## The numbers

| Metric | Milliman Mobile Benefits | HSA Central |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (6.7K ratings)](https://appshunter.io/ios/app/milliman-mobile-benefits/id510721121/reviews)** | [2.9 (45 ratings)](https://appshunter.io/ios/app/hsa-central/id1451867253/reviews) |
| Number of ratings | **6.7K** | 45 |
| Positive reviews | 10.8% of reviews | **31.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 6 months |
| Monetization | Free | Free |
| Size | 92 MB | 26 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Milliman, Inc.](https://appshunter.io/developer/510716413) | [Central Bancompany, Inc](https://appshunter.io/developer/945461947) |

## What reviewers say

### Milliman Mobile Benefits

[App page](https://appshunter.io/ios/app/milliman-mobile-benefits/id510721121)

Access and manage your employer-sponsored retirement plan details conveniently and securely on your mobile device. View contributions, investments, statements, and personal rates of return. Make changes to savings and fund transfers directly from the app.

**Highlights:** View account details, Manage contributions, Track investments, Review quarterly statements, Check loan details, Secure login with multi-factor authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Biometric login
- 💡 Frequent updates

**What reviewers complain about**

- 🐛 Login issues
- 🐛 Frequent crashes
- 🐛 Unreliable performance
- 👎 Poor user experience
- 👎 Lack of features

**Reported bugs**

- Blank screen after login
- Biometrics not working consistently
- Account lockouts and login failures
- Frequent app crashes

**Requested features**

- Improved login experience
- Transaction history and performance tracking
- More customization options
- Seamless biometric authentication


### HSA Central

[App page](https://appshunter.io/ios/app/hsa-central/id1451867253)

Easily manage your Health Savings Account on the go with real-time access to balances, transactions, and statements. Securely check details, submit expenses, and even scan product barcodes for eligibility.

**Highlights:** Check available balances 24/7, View account charts and statements, Scan product barcodes for eligibility, Reimburse yourself from HSA, Submit receipts for expenses, View and manage HSA investments

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Milliman Mobile Benefits free?

Milliman Mobile Benefits is free to download, with no in-app purchases.

### Is HSA Central free?

HSA Central is free to download, with no in-app purchases.

### Which has better reviews, Milliman Mobile Benefits or HSA Central?

Milliman Mobile Benefits is rated higher. Milliman Mobile Benefits averages 4.7 out of 5 from 6.7K ratings, while HSA Central averages 2.9 from 45 ratings.

### Do Milliman Mobile Benefits or HSA Central have ads?

Neither Milliman Mobile Benefits nor HSA Central shows ads.

### Which is updated more often, Milliman Mobile Benefits or HSA Central?

Milliman Mobile Benefits ships an update every 3 weeks, and HSA Central every 6 months. Most recently, Milliman Mobile Benefits was updated on September 28, 2026 and HSA Central on August 16, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*