# Balance Guide Lite vs Cashflows

The clearest difference is in-app purchases: Cashflows at none against Balance Guide Lite's 1. Cashflows also leads on rating (4.5 vs 4.2) and update cadence (every 6 weeks vs every 5 months). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Balance Guide Lite sells 1 one-off in-app purchase. Cashflows asks for nothing beyond the download.

Cashflows holds the better App Store score, 4.5 against 4.2. Both are backed by a comparable volume of ratings — 12 and 30 respectively. Written reviews complicate that: 88% of Balance Guide Lite's written reviews are positive against 87% of Cashflows's, so the app with the better star average is not the one people write more warmly about.

Balance Guide Lite ships an update every 5 months, Cashflows every 6 weeks. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Balance Guide Lite | Cashflows |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (12 ratings)](https://appshunter.io/ios/app/balance-guide-lite/id514090147/reviews) | **[4.5 (30 ratings)](https://appshunter.io/ios/app/cashflows/id886944289/reviews)** |
| Number of ratings | 12 | **30** |
| Positive reviews | **88.2% of reviews** | 87.2% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 6 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 70 MB | 18 MB |
| Requires iOS | 12.0 | **9.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Mindwarp Consultancy Ltd](https://appshunter.io/developer/379259897) | [Nicola Cavanagh](https://appshunter.io/developer/669840345) |

## What reviewers say

### Balance Guide Lite

[App page](https://appshunter.io/ios/app/balance-guide-lite/id514090147)

Easily manage your finances and plan your budget. This app helps you track your account balance, upcoming bills, and spending habits. It offers forecasting for future finances and allows for quick correction of your balance without needing to enter every transaction.

**Highlights:** Dark mode, Recurring transaction setup, Financial forecasting, Pie charts and graphs, Customizable categories, PIN security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| No Ads, Multiple Accounts + Dropbox backup | $2.99 | one-time |


### Cashflows

[App page](https://appshunter.io/ios/app/cashflows/id886944289)

Forecast future bank account balances with ease. Input recurring and one-time transactions to see how your finances will look months or years ahead. Easily toggle payments on/off to understand their impact and set warning balances.

**Highlights:** Multiple account management, Recurring transaction setup, Interactive forecast graph, Warning balance alerts, PDF/XML/CSV report generation, iCloud sync, Data backup and restore

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Balance Guide Lite free?

Balance Guide Lite is free to download, with in-app purchases available.

### Is Cashflows free?

Cashflows is free to download, with no in-app purchases.

### Which has better reviews, Balance Guide Lite or Cashflows?

Cashflows is rated higher. Balance Guide Lite averages 4.2 out of 5 from 12 ratings, while Cashflows averages 4.5 from 30 ratings.

### Do Balance Guide Lite or Cashflows have ads?

Neither Balance Guide Lite nor Cashflows shows ads.

### Which is updated more often, Balance Guide Lite or Cashflows?

Balance Guide Lite ships an update every 5 months, and Cashflows every 6 weeks. Most recently, Balance Guide Lite was updated on September 22, 2026 and Cashflows on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*