# みずほWallet（ウォレット）電子マネー・残高確認アプリ vs Paidy

The clearest difference is rating: Paidy at 4.4 against みずほWallet（ウォレット）電子マネー・残高確認アプリ's 3.4. Paidy also leads on update cadence (fortnightly vs every 3 months) and ratings volume (159K vs 32). みずほWallet（ウォレット）電子マネー・残高確認アプリ's advantage is ads (none vs shown). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paidy holds the better App Store score, 4.4 against 3.4. That said, the two scores are not equally well evidenced: Paidy has 159K ratings behind it against 32, so its average is the more settled of the two. Written reviews complicate that: 13% of みずほWallet（ウォレット）電子マネー・残高確認アプリ's written reviews are positive against 6% of Paidy's, so the app with the better star average is not the one people write more warmly about.

みずほWallet（ウォレット）電子マネー・残高確認アプリ ships an update every 3 months, Paidy fortnightly. Both last shipped on October 26, 2026.

## The numbers

| Metric | みずほWallet（ウォレット）電子マネー・残高確認アプリ | Paidy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (32 ratings)](https://appshunter.io/ios/app/wallet/id514516831/reviews) | **[4.4 (159K ratings)](https://appshunter.io/ios/app/paidy/id1220373112/reviews)** |
| Number of ratings | 32 | **159K** |
| Positive reviews | **13.0% of reviews** | 6.3% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 81 MB | 165 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mizuho Bank, Ltd.](https://appshunter.io/developer/404520840) | [Paidy Inc.](https://appshunter.io/developer/1014964074) |

## What reviewers say

### みずほWallet（ウォレット）電子マネー・残高確認アプリ

[App page](https://appshunter.io/ios/app/wallet/id514516831)

Manage various cashless payment methods in one place. This e-money wallet app, created by Mizuho Bank, allows you to link and use multiple payment options like Suica, debit, credit, and J-Coin Pay. Check your account balance and transaction history easily.

**Highlights:** Multiple payment methods in one app, Link Suica, debit, credit, and J-Coin Pay, Check account balance, View transaction history, Virtual card issuance (Smart Debit), QR code payments

**Features:** Apple Wallet

**In-app purchases:** none


### Paidy

[App page](https://appshunter.io/ios/app/paidy/id1220373112)

Shop now and pay later with just your smartphone. No credit card or pre-registration is needed. Consolidate your purchases into a monthly bill with flexible payment options, including installments at 0% interest for select plans.

**Highlights:** Buy now, pay later with smartphone, No credit card or pre-registration required, Monthly consolidated billing, Flexible payment methods (convenience store, bank transfer, auto-debit), 0% interest installment plans (3, 6, 12 months), Shop and discover products within the app, Apple product installment plans

**In-app purchases:** none


## Frequently asked questions

### Is みずほWallet（ウォレット）電子マネー・残高確認アプリ free?

みずほWallet（ウォレット）電子マネー・残高確認アプリ is free to download, with no in-app purchases.

### Is Paidy free?

Paidy is free to download, with no in-app purchases.

### Which has better reviews, みずほWallet（ウォレット）電子マネー・残高確認アプリ or Paidy?

Paidy is rated higher. みずほWallet（ウォレット）電子マネー・残高確認アプリ averages 3.4 out of 5 from 32 ratings, while Paidy averages 4.4 from 159K ratings.

### Do みずほWallet（ウォレット）電子マネー・残高確認アプリ or Paidy have ads?

Paidy shows ads; みずほWallet（ウォレット）電子マネー・残高確認アプリ does not.

### Which is updated more often, みずほWallet（ウォレット）電子マネー・残高確認アプリ or Paidy?

みずほWallet（ウォレット）電子マネー・残高確認アプリ ships an update every 3 months, and Paidy fortnightly. Most recently, みずほWallet（ウォレット）電子マネー・残高確認アプリ was updated on October 26, 2026 and Paidy on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*