# みずほWallet（ウォレット）電子マネー・残高確認アプリ vs YOKA!Pay（よかペイ）

The clearest difference is monetization model: YOKA!Pay（よかペイ） at free against みずほWallet（ウォレット）電子マネー・残高確認アプリ's free with in-app purchases. YOKA!Pay（よかペイ） also leads on iOS requirement (12.0 vs 15.0). みずほWallet（ウォレット）電子マネー・残高確認アプリ's advantage is review sentiment (13% vs 0%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

みずほWallet（ウォレット）電子マネー・残高確認アプリ ships an update every 3 months, YOKA!Pay（よかペイ） every 4 months. The most recent releases landed on October 14, 2026 and September 7, 2026 respectively.

## The numbers

| Metric | みずほWallet（ウォレット）電子マネー・残高確認アプリ | YOKA!Pay（よかペイ） |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (33 ratings)](https://appshunter.io/ios/app/wallet/id514516831/reviews)** | — |
| Number of ratings | **33** | — |
| Positive reviews | **13.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 81 MB | 33 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mizuho Bank, Ltd.](https://appshunter.io/developer/404520840) | [福岡銀行](https://appshunter.io/developer/544647152) |

## What reviewers say

### みずほWallet（ウォレット）電子マネー・残高確認アプリ

[App page](https://appshunter.io/ios/app/wallet/id514516831)

Manage various cashless payment methods in one place. This e-money wallet app, created by Mizuho Bank, allows you to link and use multiple payment options like Suica, debit, credit, and J-Coin Pay. Check your account balance and transaction history easily.

**Highlights:** Multiple payment methods in one app, Link Suica, debit, credit, and J-Coin Pay, Check account balance, View transaction history, Virtual card issuance (Smart Debit), QR code payments

**Features:** Apple Wallet

**In-app purchases:** none


### YOKA!Pay（よかペイ）

[App page](https://appshunter.io/ios/app/yokapay/id1328898220)

A mobile payment service that links your bank account for cashless transactions. Easily register and pay directly from your account, with no need for credit cards or pre-payment. Supports peer-to-peer transfers and bill payments.

**Highlights:** Easy app registration, Direct account debit, Free personal transfers (Kotora), Bill payment via eL-QR, Cashless lifestyle support, No credit card required

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is みずほWallet（ウォレット）電子マネー・残高確認アプリ free?

みずほWallet（ウォレット）電子マネー・残高確認アプリ is free to download, with no in-app purchases.

### Is YOKA!Pay（よかペイ） free?

YOKA!Pay（よかペイ） is free to download, with no in-app purchases.

### Do みずほWallet（ウォレット）電子マネー・残高確認アプリ or YOKA!Pay（よかペイ） have ads?

Neither みずほWallet（ウォレット）電子マネー・残高確認アプリ nor YOKA!Pay（よかペイ） shows ads.

### Which is updated more often, みずほWallet（ウォレット）電子マネー・残高確認アプリ or YOKA!Pay（よかペイ）?

みずほWallet（ウォレット）電子マネー・残高確認アプリ ships an update every 3 months, and YOKA!Pay（よかペイ） every 4 months. Most recently, みずほWallet（ウォレット）電子マネー・残高確認アプリ was updated on October 14, 2026 and YOKA!Pay（よかペイ） on September 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*