# みずほWallet（ウォレット）電子マネー・残高確認アプリ vs 外貨預金 ドコモSMTBネット銀行

The clearest difference is rating: 外貨預金 ドコモSMTBネット銀行 at 4.4 against みずほWallet（ウォレット）電子マネー・残高確認アプリ's 3.4. 外貨預金 ドコモSMTBネット銀行 also leads on monetization model (free vs free with in-app purchases) and review sentiment (23% vs 13%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

外貨預金 ドコモSMTBネット銀行 holds the better App Store score, 4.4 against 3.4. Both are backed by a comparable volume of ratings — 33 and 17 respectively. Written reviews point the same way: 13% of みずほWallet（ウォレット）電子マネー・残高確認アプリ's written reviews are positive against 23% of 外貨預金 ドコモSMTBネット銀行's.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 14, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | みずほWallet（ウォレット）電子マネー・残高確認アプリ | 外貨預金 ドコモSMTBネット銀行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (33 ratings)](https://appshunter.io/ios/app/wallet/id514516831/reviews) | **[4.4 (17 ratings)](https://appshunter.io/ios/app/smtb/id575836404/reviews)** |
| Number of ratings | **33** | 17 |
| Positive reviews | 13.0% of reviews | **23.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 81 MB | 24 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mizuho Bank, Ltd.](https://appshunter.io/developer/404520840) | [DOCOMO SMTB Net Bank, Inc.](https://appshunter.io/developer/436755039) |

## What reviewers say

### みずほWallet（ウォレット）電子マネー・残高確認アプリ

[App page](https://appshunter.io/ios/app/wallet/id514516831)

Manage various cashless payment methods in one place. This e-money wallet app, created by Mizuho Bank, allows you to link and use multiple payment options like Suica, debit, credit, and J-Coin Pay. Check your account balance and transaction history easily.

**Highlights:** Multiple payment methods in one app, Link Suica, debit, credit, and J-Coin Pay, Check account balance, View transaction history, Virtual card issuance (Smart Debit), QR code payments

**Features:** Apple Wallet

**In-app purchases:** none


### 外貨預金 ドコモSMTBネット銀行

[App page](https://appshunter.io/ios/app/smtb/id575836404)

This app facilitates foreign currency savings account transactions with an intuitive interface. It offers features like automatic login, price surge/drop notifications, and P/L checks to enhance your trading experience. New users can also open a foreign currency account directly through the app.

**Highlights:** Intuitive interface, Automatic login (biometric, PIN), Price surge/drop notifications, Profit and loss checking, Foreign currency account opening

**In-app purchases:** none


## Frequently asked questions

### Is みずほWallet（ウォレット）電子マネー・残高確認アプリ free?

みずほWallet（ウォレット）電子マネー・残高確認アプリ is free to download, with no in-app purchases.

### Is 外貨預金 ドコモSMTBネット銀行 free?

外貨預金 ドコモSMTBネット銀行 is free to download, with no in-app purchases.

### Which has better reviews, みずほWallet（ウォレット）電子マネー・残高確認アプリ or 外貨預金 ドコモSMTBネット銀行?

外貨預金 ドコモSMTBネット銀行 is rated higher. みずほWallet（ウォレット）電子マネー・残高確認アプリ averages 3.4 out of 5 from 33 ratings, while 外貨預金 ドコモSMTBネット銀行 averages 4.4 from 17 ratings.

### Do みずほWallet（ウォレット）電子マネー・残高確認アプリ or 外貨預金 ドコモSMTBネット銀行 have ads?

Neither みずほWallet（ウォレット）電子マネー・残高確認アプリ nor 外貨預金 ドコモSMTBネット銀行 shows ads.

### Which is updated more often, みずほWallet（ウォレット）電子マネー・残高確認アプリ or 外貨預金 ドコモSMTBネット銀行?

みずほWallet（ウォレット）電子マネー・残高確認アプリ ships an update every 3 months, and 外貨預金 ドコモSMTBネット銀行 every 3 months. Most recently, みずほWallet（ウォレット）電子マネー・残高確認アプリ was updated on October 14, 2026 and 外貨預金 ドコモSMTBネット銀行 on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*