# HMRC vs TSB Mobile Banking

The clearest difference is ads: HMRC at none against TSB Mobile Banking's shown. TSB Mobile Banking's advantage is review sentiment (74% vs 48%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for HMRC against 4.8 for TSB Mobile Banking. Both are backed by a comparable volume of ratings — 600 and 1.1K respectively. Written reviews are what separate them: 48% of HMRC's written reviews are positive against 74% of TSB Mobile Banking's.

HMRC ships an update monthly, TSB Mobile Banking every 3 weeks. Both last shipped on October 18, 2026.

## The numbers

| Metric | HMRC | TSB Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (600 ratings)](https://appshunter.io/ios/app/hmrc/id514561561/reviews) | [4.8 (1.1K ratings)](https://appshunter.io/ios/app/tsb-mobile-banking/id1160720878/reviews) |
| Number of ratings | 600 | **1.1K** |
| Positive reviews | 47.9% of reviews | **73.9% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 34 MB | 276 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [HMRC](https://appshunter.io/developer/514561564) | [TSB Bank plc](https://appshunter.io/developer/698102191) |

## What reviewers say

### HMRC

[App page](https://appshunter.io/ios/app/hmrc/id514561561)

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

**Highlights:** Quick secure sign-in, Check tax code and pay, Claim tax refunds, View State Pension details, Self Assessment payments, Manage Child Benefit, Find National Insurance number

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Straightforward payment process
- 💡 Useful information and updates
- 🔒 Secure authentication

**What reviewers complain about**

- 🐛 Frequent login issues and app crashes
- 🤔 Confusing navigation and UI
- ⚠️ Lack of communication about tax changes
- 🕰️ Slow and unresponsive app

**Reported bugs**

- Endless login loops and redirects
- App freezing and becoming unresponsive
- Inconsistent behavior after app updates
- Issues with Face ID and biometric authentication

**Requested features**

- Improved notification system for tax updates
- Ability to view and manage tax details in-app
- Better integration with banking apps for payments
- More user-friendly design and navigation


### TSB Mobile Banking

[App page](https://appshunter.io/ios/app/tsb-mobile-banking/id1160720878)

Manage your finances conveniently from your mobile device. View all your accounts, check balances, pay bills, and transfer funds. Secure login options like fingerprint and face ID are available.

**Highlights:** View all accounts, Check balances, Pay bills, Send and move money, Secure login (fingerprint/face ID), Open current accounts

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Efficient and fast
- 🔒 Secure banking
- 💡 Helpful staff
- 👍 Reliable and trustworthy

**What reviewers complain about**

- 🐛 Crashes and bugs
- 🔍 Difficult to find features
- ⏱️ Slow updates and maintenance
- 🔒 Strict security measures
- 🤖 Poor chatbot and support

**Reported bugs**

- Login issues after updates
- Inability to pay in cheques through the app
- Payments to approve feature not working
- Inconsistent performance on older devices
- Syncing issues between app and website

**Requested features**

- Notifications for payments and deposits
- Dark mode option
- Ability to view transaction history beyond 3 months
- Option to approve payments directly in the app
- Easier way to reset login details


## Frequently asked questions

### Is HMRC free?

HMRC is free to download, with no in-app purchases.

### Is TSB Mobile Banking free?

TSB Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, HMRC or TSB Mobile Banking?

HMRC and TSB Mobile Banking are both rated 4.8 out of 5 on the App Store, from 600 and 1.1K ratings respectively.

### Do HMRC or TSB Mobile Banking have ads?

TSB Mobile Banking shows ads; HMRC does not.

### Which is updated more often, HMRC or TSB Mobile Banking?

HMRC ships an update monthly, and TSB Mobile Banking every 3 weeks. Most recently, HMRC was updated on October 18, 2026 and TSB Mobile Banking on October 18, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*