# HMRC vs Fidelity Digibanking

The clearest difference is rating: HMRC at 4.8 against Fidelity Digibanking's 4.2. HMRC also leads on update cadence (monthly vs every 23 months) and ratings volume (609 vs 69). Fidelity Digibanking's advantage is review sentiment (67% vs 49%) and iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HMRC holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: HMRC has 609 ratings behind it against 69, so its average is the more settled of the two. Written reviews complicate that: 49% of HMRC's written reviews are positive against 67% of Fidelity Digibanking's, so the app with the better star average is not the one people write more warmly about.

HMRC ships an update monthly, Fidelity Digibanking every 23 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | HMRC | Fidelity Digibanking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (609 ratings)](https://appshunter.io/ios/app/hmrc/id514561561/reviews)** | [4.2 (69 ratings)](https://appshunter.io/ios/app/fidelity-digibanking/id1357718418/reviews) |
| Number of ratings | **609** | 69 |
| Positive reviews | 48.7% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 23 months |
| Monetization | Free | Free |
| Size | 34 MB | 5 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [HMRC](https://appshunter.io/developer/514561564) | [Fidelity Bank & Trust International Limited](https://appshunter.io/developer/1357718417) |

## What reviewers say

### HMRC

[App page](https://appshunter.io/ios/app/hmrc/id514561561)

Manage your taxes, benefits, and savings securely and easily. This free app allows you to check your tax code, claim refunds, and manage National Insurance details. It offers quick setup and paperless messaging options.

**Highlights:** Quick setup with biometric login, Check tax code and pay, Claim tax refunds, Check State Pension details, Make Self Assessment payments, Manage Child Benefit, Find National Insurance number, Go paperless

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Straightforward payment process
- 💡 Useful information and updates
- 🔒 Secure authentication

**What reviewers complain about**

- 🐛 Frequent login issues and app crashes
- 🤔 Confusing navigation and UI
- ⚠️ Lack of communication about tax changes
- 🕰️ Slow and unresponsive app

**Reported bugs**

- Endless login loops and redirects
- App freezing and becoming unresponsive
- Inconsistent behavior after app updates
- Issues with Face ID and biometric authentication

**Requested features**

- Improved notification system for tax updates
- Ability to view and manage tax details in-app
- Better integration with banking apps for payments
- More user-friendly design and navigation


### Fidelity Digibanking

[App page](https://appshunter.io/ios/app/fidelity-digibanking/id1357718418)

Manage your finances and bank from anywhere with this app. It offers features like real-time notifications, bill payments, and transaction history search. Easily locate branches and ATMs, and send money to contacts.

**Highlights:** Real-time account notifications, Bill payment functionality, Transaction history search, Branch and ATM locator, Send money via email, Credit card payment scheduling

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HMRC free?

HMRC is free to download, with no in-app purchases.

### Is Fidelity Digibanking free?

Fidelity Digibanking is free to download, with no in-app purchases.

### Which has better reviews, HMRC or Fidelity Digibanking?

HMRC is rated higher. HMRC averages 4.8 out of 5 from 609 ratings, while Fidelity Digibanking averages 4.2 from 69 ratings.

### Do HMRC or Fidelity Digibanking have ads?

Neither HMRC nor Fidelity Digibanking shows ads.

### Which is updated more often, HMRC or Fidelity Digibanking?

HMRC ships an update monthly, and Fidelity Digibanking every 23 months. Most recently, HMRC was updated on November 6, 2026 and Fidelity Digibanking on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*