# HMRC vs TransaveUK CU

The clearest difference is review sentiment: TransaveUK CU at 100% against HMRC's 48%. HMRC's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 26, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | HMRC | TransaveUK CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (607 ratings)](https://appshunter.io/ios/app/hmrc/id514561561/reviews)** | — |
| Number of ratings | **607** | — |
| Positive reviews | 47.9% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 34 MB | 23 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [HMRC](https://appshunter.io/developer/514561564) | [Transave UK Credit UInion](https://appshunter.io/developer/1401395094) |

## What reviewers say

### HMRC

[App page](https://appshunter.io/ios/app/hmrc/id514561561)

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

**Highlights:** Quick secure sign-in, Check tax code and pay, Claim tax refunds, View State Pension details, Self Assessment payments, Manage Child Benefit, Find National Insurance number

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Straightforward payment process
- 💡 Useful information and updates
- 🔒 Secure authentication

**What reviewers complain about**

- 🐛 Frequent login issues and app crashes
- 🤔 Confusing navigation and UI
- ⚠️ Lack of communication about tax changes
- 🕰️ Slow and unresponsive app

**Reported bugs**

- Endless login loops and redirects
- App freezing and becoming unresponsive
- Inconsistent behavior after app updates
- Issues with Face ID and biometric authentication

**Requested features**

- Improved notification system for tax updates
- Ability to view and manage tax details in-app
- Better integration with banking apps for payments
- More user-friendly design and navigation


### TransaveUK CU

[App page](https://appshunter.io/ios/app/transaveuk-cu/id1476382675)

Manage your share and loan balances in real-time. View account transactions and initiate transfers to your bank account directly from the app.

**Highlights:** Check live balances, View account transactions, Request bank transfers, Manage share and loan accounts

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HMRC free?

HMRC is free to download, with no in-app purchases.

### Is TransaveUK CU free?

TransaveUK CU is free to download, with no in-app purchases.

### Do HMRC or TransaveUK CU have ads?

TransaveUK CU shows ads; HMRC does not.

### Which is updated more often, HMRC or TransaveUK CU?

HMRC ships an update monthly, and TransaveUK CU monthly. Most recently, HMRC was updated on October 26, 2026 and TransaveUK CU on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*