# HMRC vs Track My Pension

The clearest difference is review sentiment: HMRC at 48% against Track My Pension's 5%. HMRC also leads on rating (4.8 vs 1.9) and ratings volume (607 vs 19). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HMRC holds the better App Store score, 4.8 against 1.9. That said, the two scores are not equally well evidenced: HMRC has 607 ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 48% of HMRC's written reviews are positive against 5% of Track My Pension's.

HMRC ships an update monthly, Track My Pension every 3 months. Both last shipped on October 29, 2026.

## The numbers

| Metric | HMRC | Track My Pension |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (607 ratings)](https://appshunter.io/ios/app/hmrc/id514561561/reviews)** | [1.9 (19 ratings)](https://appshunter.io/ios/app/track-my-pension/id1501347312/reviews) |
| Number of ratings | **607** | 19 |
| Positive reviews | **48.4% of reviews** | 5.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | Free |
| Size | 34 MB | 21 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [HMRC](https://appshunter.io/developer/514561564) | [Towers Watson Limited](https://appshunter.io/developer/470851419) |

## What reviewers say

### HMRC

[App page](https://appshunter.io/ios/app/hmrc/id514561561)

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

**Highlights:** Quick secure sign-in, Check tax code and pay, Claim tax refunds, View State Pension details, Self Assessment payments, Manage Child Benefit, Find National Insurance number

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Straightforward payment process
- 💡 Useful information and updates
- 🔒 Secure authentication

**What reviewers complain about**

- 🐛 Frequent login issues and app crashes
- 🤔 Confusing navigation and UI
- ⚠️ Lack of communication about tax changes
- 🕰️ Slow and unresponsive app

**Reported bugs**

- Endless login loops and redirects
- App freezing and becoming unresponsive
- Inconsistent behavior after app updates
- Issues with Face ID and biometric authentication

**Requested features**

- Improved notification system for tax updates
- Ability to view and manage tax details in-app
- Better integration with banking apps for payments
- More user-friendly design and navigation


### Track My Pension

[App page](https://appshunter.io/ios/app/track-my-pension/id1501347312)

Easily monitor your defined contribution pension managed by Willis Towers Watson. View account balances, investment details, and projected retirement benefits directly from your mobile device. Secure login options include Touch ID, Face ID, or a PIN.

**Highlights:** View Investment Overview, Add multiple pension accounts, View Investment Decisions, View Unit Price History, View Transactions, View Projected Benefits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Good when it works
- 👍 Easy to login via work portal
- 👍 High level information displayed
- 👍 Tracks pension month to month
- 👍 Uses Face ID after setup

**What reviewers complain about**

- 🐛 Crashes frequently
- 🐛 Slow performance
- 🐛 Unstable and unusable
- 🐛 Login issues
- 🐛 System down for maintenance

**Reported bugs**

- App down for 2 days
- New version won't let you sign in without QR code or new password
- Website takes you round a loop
- Down for 3 days for maintenance
- System down for maintenance for 5 days

**Requested features**

- Bring back the old app
- Improve user experience
- Update the app to make it fit for purpose
- Rebuild the app
- Sort out the problems


## Frequently asked questions

### Is HMRC free?

HMRC is free to download, with no in-app purchases.

### Is Track My Pension free?

Track My Pension is free to download, with no in-app purchases.

### Which has better reviews, HMRC or Track My Pension?

HMRC is rated higher. HMRC averages 4.8 out of 5 from 607 ratings, while Track My Pension averages 1.9 from 19 ratings.

### Do HMRC or Track My Pension have ads?

Neither HMRC nor Track My Pension shows ads.

### Which is updated more often, HMRC or Track My Pension?

HMRC ships an update monthly, and Track My Pension every 3 months. Most recently, HMRC was updated on October 29, 2026 and Track My Pension on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*