# HMRC vs Metro Bank Authenticator

The clearest difference is review sentiment: HMRC at 47% against Metro Bank Authenticator's 0%. HMRC also leads on update cadence (monthly vs every 12 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HMRC ships an update monthly, Metro Bank Authenticator every 12 months. The most recent releases landed on September 24, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | HMRC | Metro Bank Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (583 ratings)](https://appshunter.io/ios/app/hmrc/id514561561/reviews)** | — |
| Number of ratings | **583** | — |
| Positive reviews | **47.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 12 months |
| Monetization | Free | Free |
| Size | 34 MB | 12 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [HMRC](https://appshunter.io/developer/514561564) | [MetroBank](https://appshunter.io/developer/854725531) |

## What reviewers say

### HMRC

[App page](https://appshunter.io/ios/app/hmrc/id514561561)

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

**Highlights:** Quick secure sign-in, Check tax code and pay, Claim tax refunds, View State Pension details, Self Assessment payments, Manage Child Benefit, Find National Insurance number

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Straightforward payment process
- 💡 Useful information and updates
- 🔒 Secure authentication

**What reviewers complain about**

- 🐛 Frequent login issues and app crashes
- 🤔 Confusing navigation and UI
- ⚠️ Lack of communication about tax changes
- 🕰️ Slow and unresponsive app

**Reported bugs**

- Endless login loops and redirects
- App freezing and becoming unresponsive
- Inconsistent behavior after app updates
- Issues with Face ID and biometric authentication

**Requested features**

- Improved notification system for tax updates
- Ability to view and manage tax details in-app
- Better integration with banking apps for payments
- More user-friendly design and navigation


### Metro Bank Authenticator

[App page](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800)

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

**Highlights:** Authenticate online banking actions, Secure login verification, Approve new payment setups, Confirm account changes, Replaces physical security devices, Convenient mobile authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HMRC free?

HMRC is free to download, with no in-app purchases.

### Is Metro Bank Authenticator free?

Metro Bank Authenticator is free to download, with no in-app purchases.

### Do HMRC or Metro Bank Authenticator have ads?

Neither HMRC nor Metro Bank Authenticator shows ads.

### Which is updated more often, HMRC or Metro Bank Authenticator?

HMRC ships an update monthly, and Metro Bank Authenticator every 12 months. Most recently, HMRC was updated on September 24, 2026 and Metro Bank Authenticator on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*