# HMRC vs Quilter

HMRC and Quilter both sit at 4.8 stars, but that hides the real split: 88% of Quilter's written reviews are positive against 48% of HMRC's. HMRC's advantage is ratings volume (600 vs 26). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for HMRC against 4.9 for Quilter. That said, the two scores are not equally well evidenced: HMRC has 600 ratings behind it against 26, so its average is the more settled of the two. Written reviews are what separate them: 48% of HMRC's written reviews are positive against 88% of Quilter's.

HMRC ships an update monthly, Quilter every 6 weeks. Both last shipped on October 16, 2026.

## The numbers

| Metric | HMRC | Quilter |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (600 ratings)](https://appshunter.io/ios/app/hmrc/id514561561/reviews) | **[4.9 (26 ratings)](https://appshunter.io/ios/app/quilter/id1571286003/reviews)** |
| Number of ratings | **600** | 26 |
| Positive reviews | 47.9% of reviews | **87.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 34 MB | 72 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [HMRC](https://appshunter.io/developer/514561564) | [Quilter Business Services Limited](https://appshunter.io/developer/516027961) |

## What reviewers say

### HMRC

[App page](https://appshunter.io/ios/app/hmrc/id514561561)

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

**Highlights:** Quick secure sign-in, Check tax code and pay, Claim tax refunds, View State Pension details, Self Assessment payments, Manage Child Benefit, Find National Insurance number

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Straightforward payment process
- 💡 Useful information and updates
- 🔒 Secure authentication

**What reviewers complain about**

- 🐛 Frequent login issues and app crashes
- 🤔 Confusing navigation and UI
- ⚠️ Lack of communication about tax changes
- 🕰️ Slow and unresponsive app

**Reported bugs**

- Endless login loops and redirects
- App freezing and becoming unresponsive
- Inconsistent behavior after app updates
- Issues with Face ID and biometric authentication

**Requested features**

- Improved notification system for tax updates
- Ability to view and manage tax details in-app
- Better integration with banking apps for payments
- More user-friendly design and navigation


### Quilter

[App page](https://appshunter.io/ios/app/quilter/id1571286003)

Manage your investments and financial documents digitally. View account valuations, track transactions, and update personal details. Perform simple actions like ISA top-ups and investment switches securely.

**Highlights:** Go paperless and view documents online, View valuations and performance, Check transaction status, Update personal details, Perform simple instructions (switches, top-ups)

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient access to investments
- 💡 Comprehensive information
- 🔒 Secure login options
- 🚀 Quick updates and performance tracking

**What reviewers complain about**

- 🐛 Performance data accuracy issues
- ⚠️ Limited functionality compared to website
- ⚠️ Inconsistent data display across time periods
- ⚠️ Slow or unreliable when abroad

**Reported bugs**

- Login issues with password/username entry
- Occasional crashes or freezes
- Valuation data not updating in real-time

**Requested features**

- Add iPad-optimized version
- Provide more detailed performance analytics
- Allow direct fund switching within the app
- Display initial investment amount and contribution history


## Frequently asked questions

### Is HMRC free?

HMRC is free to download, with no in-app purchases.

### Is Quilter free?

Quilter is free to download, with no in-app purchases.

### Which has better reviews, HMRC or Quilter?

Quilter is rated higher. HMRC averages 4.8 out of 5 from 600 ratings, while Quilter averages 4.9 from 26 ratings.

### Do HMRC or Quilter have ads?

Neither HMRC nor Quilter shows ads.

### Which is updated more often, HMRC or Quilter?

HMRC ships an update monthly, and Quilter every 6 weeks. Most recently, HMRC was updated on October 16, 2026 and Quilter on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*