# HMRC vs Swiipr

The clearest difference is rating: HMRC at 4.8 against Swiipr's 1.3. HMRC also leads on review sentiment (48% vs 13%) and ratings volume (607 vs 88). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HMRC holds the better App Store score, 4.8 against 1.3. That said, the two scores are not equally well evidenced: HMRC has 607 ratings behind it against 88, so its average is the more settled of the two. Written reviews point the same way: 48% of HMRC's written reviews are positive against 13% of Swiipr's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 31, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | HMRC | Swiipr |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (607 ratings)](https://appshunter.io/ios/app/hmrc/id514561561/reviews)** | [1.3 (88 ratings)](https://appshunter.io/ios/app/swiipr/id1571757427/reviews) |
| Number of ratings | **607** | 88 |
| Positive reviews | **48.4% of reviews** | 12.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 34 MB | 25 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [HMRC](https://appshunter.io/developer/514561564) | [Swiipr Technologies LTD](https://appshunter.io/developer/1571757429) |

## What reviewers say

### HMRC

[App page](https://appshunter.io/ios/app/hmrc/id514561561)

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

**Highlights:** Quick secure sign-in, Check tax code and pay, Claim tax refunds, View State Pension details, Self Assessment payments, Manage Child Benefit, Find National Insurance number

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Straightforward payment process
- 💡 Useful information and updates
- 🔒 Secure authentication

**What reviewers complain about**

- 🐛 Frequent login issues and app crashes
- 🤔 Confusing navigation and UI
- ⚠️ Lack of communication about tax changes
- 🕰️ Slow and unresponsive app

**Reported bugs**

- Endless login loops and redirects
- App freezing and becoming unresponsive
- Inconsistent behavior after app updates
- Issues with Face ID and biometric authentication

**Requested features**

- Improved notification system for tax updates
- Ability to view and manage tax details in-app
- Better integration with banking apps for payments
- More user-friendly design and navigation


### Swiipr

[App page](https://appshunter.io/ios/app/swiipr/id1571757427)

Instantly access your money from various sources like refunds or gifts directly to your Apple Wallet. Securely use these funds for contactless payments and more, anytime and anywhere.

**Highlights:** Instant money access, Direct to Apple Wallet, Contactless payments, Secure fund disbursement, Streamlined operations for businesses

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HMRC free?

HMRC is free to download, with no in-app purchases.

### Is Swiipr free?

Swiipr is free to download, with no in-app purchases.

### Which has better reviews, HMRC or Swiipr?

HMRC is rated higher. HMRC averages 4.8 out of 5 from 607 ratings, while Swiipr averages 1.3 from 88 ratings.

### Do HMRC or Swiipr have ads?

Neither HMRC nor Swiipr shows ads.

### Which is updated more often, HMRC or Swiipr?

HMRC ships an update monthly, and Swiipr monthly. Most recently, HMRC was updated on October 31, 2026 and Swiipr on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*