# HMRC vs AIB Authenticator

The clearest difference is review sentiment: HMRC at 48% against AIB Authenticator's 0%. HMRC also leads on rating (4.8 vs 1.0) and ratings volume (604 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HMRC holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: HMRC has 604 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 48% of HMRC's written reviews are positive against 0% of AIB Authenticator's.

HMRC ships an update monthly, AIB Authenticator every 3 months. The most recent releases landed on October 21, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | HMRC | AIB Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (604 ratings)](https://appshunter.io/ios/app/hmrc/id514561561/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/aib-authenticator/id1574723973/reviews) |
| Number of ratings | **604** | 2 |
| Positive reviews | **47.9% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | Free |
| Size | 34 MB | 40 MB |
| Requires iOS | **15.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [HMRC](https://appshunter.io/developer/514561564) | [Allied Irish Banks, p.l.c.](https://appshunter.io/developer/468042884) |

## What reviewers say

### HMRC

[App page](https://appshunter.io/ios/app/hmrc/id514561561)

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

**Highlights:** Quick secure sign-in, Check tax code and pay, Claim tax refunds, View State Pension details, Self Assessment payments, Manage Child Benefit, Find National Insurance number

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Straightforward payment process
- 💡 Useful information and updates
- 🔒 Secure authentication

**What reviewers complain about**

- 🐛 Frequent login issues and app crashes
- 🤔 Confusing navigation and UI
- ⚠️ Lack of communication about tax changes
- 🕰️ Slow and unresponsive app

**Reported bugs**

- Endless login loops and redirects
- App freezing and becoming unresponsive
- Inconsistent behavior after app updates
- Issues with Face ID and biometric authentication

**Requested features**

- Improved notification system for tax updates
- Ability to view and manage tax details in-app
- Better integration with banking apps for payments
- More user-friendly design and navigation


### AIB Authenticator

[App page](https://appshunter.io/ios/app/aib-authenticator/id1574723973)

Enhance your account security with two-factor authentication. This app provides an extra layer of protection for logging in and authorizing important transactions. Easily manage your digital profile and authenticate online purchases for added peace of mind.

**Highlights:** Two-factor authentication (2FA), Approve or deny push notifications, Manage Digital Profile, Set up or reset digital password, Authenticate online purchases

**In-app purchases:** none


## Frequently asked questions

### Is HMRC free?

HMRC is free to download, with no in-app purchases.

### Is AIB Authenticator free?

AIB Authenticator is free to download, with no in-app purchases.

### Which has better reviews, HMRC or AIB Authenticator?

HMRC is rated higher. HMRC averages 4.8 out of 5 from 604 ratings, while AIB Authenticator averages 1.0 from 2 ratings.

### Do HMRC or AIB Authenticator have ads?

Neither HMRC nor AIB Authenticator shows ads.

### Which is updated more often, HMRC or AIB Authenticator?

HMRC ships an update monthly, and AIB Authenticator every 3 months. Most recently, HMRC was updated on October 21, 2026 and AIB Authenticator on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*