# HMRC vs Onsi

The clearest difference is ratings volume: HMRC at 600 against Onsi's 2. Onsi's advantage is rating (5.0 vs 4.8). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Onsi holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: HMRC has 600 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 47% and 48% positive.

HMRC ships an update monthly, Onsi every 2 weeks. The most recent releases landed on October 12, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | HMRC | Onsi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (600 ratings)](https://appshunter.io/ios/app/hmrc/id514561561/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/onsi/id1606916574/reviews)** |
| Number of ratings | **600** | 2 |
| Positive reviews | 47.5% of reviews | **48.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 34 MB | 80 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [HMRC](https://appshunter.io/developer/514561564) | [Collective Benefits](https://appshunter.io/developer/1550113834) |

## What reviewers say

### HMRC

[App page](https://appshunter.io/ios/app/hmrc/id514561561)

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

**Highlights:** Quick secure sign-in, Check tax code and pay, Claim tax refunds, View State Pension details, Self Assessment payments, Manage Child Benefit, Find National Insurance number

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Straightforward payment process
- 💡 Useful information and updates
- 🔒 Secure authentication

**What reviewers complain about**

- 🐛 Frequent login issues and app crashes
- 🤔 Confusing navigation and UI
- ⚠️ Lack of communication about tax changes
- 🕰️ Slow and unresponsive app

**Reported bugs**

- Endless login loops and redirects
- App freezing and becoming unresponsive
- Inconsistent behavior after app updates
- Issues with Face ID and biometric authentication

**Requested features**

- Improved notification system for tax updates
- Ability to view and manage tax details in-app
- Better integration with banking apps for payments
- More user-friendly design and navigation


### Onsi

[App page](https://appshunter.io/ios/app/onsi/id1606916574)

Access earned wages before payday, manage insurance claims, and save on everyday essentials. This app provides financial support, health and wellbeing services, and exclusive discounts, all depending on your employer's offerings.

**Highlights:** Early wage access, Insurance claim management, Exclusive discounts, Health and wellbeing services, Financial support

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HMRC free?

HMRC is free to download, with no in-app purchases.

### Is Onsi free?

Onsi is free to download, with no in-app purchases.

### Which has better reviews, HMRC or Onsi?

Onsi is rated higher. HMRC averages 4.8 out of 5 from 600 ratings, while Onsi averages 5.0 from 2 ratings.

### Do HMRC or Onsi have ads?

Neither HMRC nor Onsi shows ads.

### Which is updated more often, HMRC or Onsi?

HMRC ships an update monthly, and Onsi every 2 weeks. Most recently, HMRC was updated on October 12, 2026 and Onsi on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*