# HMRC vs SJP

The clearest difference is review sentiment: HMRC at 47% against SJP's 18%. HMRC also leads on iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HMRC ships an update monthly, SJP every 2 months. The most recent releases landed on September 29, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | HMRC | SJP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (583 ratings)](https://appshunter.io/ios/app/hmrc/id514561561/reviews)** | — |
| Number of ratings | **583** | — |
| Positive reviews | **47.5% of reviews** | 18.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 34 MB | 116 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [HMRC](https://appshunter.io/developer/514561564) | [St. James's Place](https://appshunter.io/developer/1603646084) |

## What reviewers say

### HMRC

[App page](https://appshunter.io/ios/app/hmrc/id514561561)

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

**Highlights:** Quick secure sign-in, Check tax code and pay, Claim tax refunds, View State Pension details, Self Assessment payments, Manage Child Benefit, Find National Insurance number

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Straightforward payment process
- 💡 Useful information and updates
- 🔒 Secure authentication

**What reviewers complain about**

- 🐛 Frequent login issues and app crashes
- 🤔 Confusing navigation and UI
- ⚠️ Lack of communication about tax changes
- 🕰️ Slow and unresponsive app

**Reported bugs**

- Endless login loops and redirects
- App freezing and becoming unresponsive
- Inconsistent behavior after app updates
- Issues with Face ID and biometric authentication

**Requested features**

- Improved notification system for tax updates
- Ability to view and manage tax details in-app
- Better integration with banking apps for payments
- More user-friendly design and navigation


### SJP

[App page](https://appshunter.io/ios/app/sjp/id1608216081)

Manage your investments with a secure and user-friendly mobile application. Track the performance of your pension, ISAs, and bonds, view current investment values, and access expert insights and personal documents.

**Highlights:** Biometric sign-in, Real-time investment values, Performance tracking (pension, ISAs, bonds), Fund breakdown details, Expert insights, Personal document library

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HMRC free?

HMRC is free to download, with no in-app purchases.

### Is SJP free?

SJP is free to download, with no in-app purchases.

### Do HMRC or SJP have ads?

Neither HMRC nor SJP shows ads.

### Which is updated more often, HMRC or SJP?

HMRC ships an update monthly, and SJP every 2 months. Most recently, HMRC was updated on September 29, 2026 and SJP on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*