# HMRC vs Utmost Wealth

The clearest difference is iOS requirement: Utmost Wealth at 13.0 against HMRC's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HMRC ships an update monthly, Utmost Wealth every 2 months. The most recent releases landed on October 21, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | HMRC | Utmost Wealth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (604 ratings)](https://appshunter.io/ios/app/hmrc/id514561561/reviews)** | — |
| Number of ratings | **604** | — |
| Positive reviews | 47.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | — |
| Size | 34 MB | 71 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [HMRC](https://appshunter.io/developer/514561564) | [Utmost International Group Holdings Limited](https://appshunter.io/developer/1811223868) |

## What reviewers say

### HMRC

[App page](https://appshunter.io/ios/app/hmrc/id514561561)

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

**Highlights:** Quick secure sign-in, Check tax code and pay, Claim tax refunds, View State Pension details, Self Assessment payments, Manage Child Benefit, Find National Insurance number

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Straightforward payment process
- 💡 Useful information and updates
- 🔒 Secure authentication

**What reviewers complain about**

- 🐛 Frequent login issues and app crashes
- 🤔 Confusing navigation and UI
- ⚠️ Lack of communication about tax changes
- 🕰️ Slow and unresponsive app

**Reported bugs**

- Endless login loops and redirects
- App freezing and becoming unresponsive
- Inconsistent behavior after app updates
- Issues with Face ID and biometric authentication

**Requested features**

- Improved notification system for tax updates
- Ability to view and manage tax details in-app
- Better integration with banking apps for payments
- More user-friendly design and navigation


### Utmost Wealth

[App page](https://appshunter.io/ios/app/utmost-wealth/id6745192710)

**In-app purchases:** none


## Frequently asked questions

### Is HMRC free?

HMRC is free to download, with no in-app purchases.

### Is Utmost Wealth free?

Utmost Wealth is free to download, with no in-app purchases.

### Do HMRC or Utmost Wealth have ads?

Neither HMRC nor Utmost Wealth shows ads.

### Which is updated more often, HMRC or Utmost Wealth?

HMRC ships an update monthly, and Utmost Wealth every 2 months. Most recently, HMRC was updated on October 21, 2026 and Utmost Wealth on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*