# HMRC vs Argos Pay

The clearest difference is ratings volume: HMRC at 583 against Argos Pay's 2. HMRC also leads on review sentiment (47% vs 26%) and monetization model (free vs ad-supported). Argos Pay's advantage is update cadence (weekly vs monthly) and rating (5.0 vs 4.8). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Argos Pay holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: HMRC has 583 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 47% of HMRC's written reviews are positive against 26% of Argos Pay's, so the app with the better star average is not the one people write more warmly about.

HMRC ships an update monthly, Argos Pay weekly. The most recent releases landed on September 26, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | HMRC | Argos Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (583 ratings)](https://appshunter.io/ios/app/hmrc/id514561561/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/argos-pay/id6745947872/reviews)** |
| Number of ratings | **583** | 2 |
| Positive reviews | **47.3% of reviews** | 25.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | **Free** | Ad-supported |
| Size | 34 MB | 152 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [HMRC](https://appshunter.io/developer/514561564) | [NewDay Ltd](https://appshunter.io/developer/903335384) |

## What reviewers say

### HMRC

[App page](https://appshunter.io/ios/app/hmrc/id514561561)

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

**Highlights:** Quick secure sign-in, Check tax code and pay, Claim tax refunds, View State Pension details, Self Assessment payments, Manage Child Benefit, Find National Insurance number

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Straightforward payment process
- 💡 Useful information and updates
- 🔒 Secure authentication

**What reviewers complain about**

- 🐛 Frequent login issues and app crashes
- 🤔 Confusing navigation and UI
- ⚠️ Lack of communication about tax changes
- 🕰️ Slow and unresponsive app

**Reported bugs**

- Endless login loops and redirects
- App freezing and becoming unresponsive
- Inconsistent behavior after app updates
- Issues with Face ID and biometric authentication

**Requested features**

- Improved notification system for tax updates
- Ability to view and manage tax details in-app
- Better integration with banking apps for payments
- More user-friendly design and navigation


### Argos Pay

[App page](https://appshunter.io/ios/app/argos-pay/id6745947872)

Manage your credit account securely on the go. Check balances, view transactions, track payment plans, and make payments. Set spending alerts and update your contact information easily.

**Highlights:** Check balance and credit limit, View transactions (pending included), Track instalment and BNPL plans, Make payments, Set up Direct Debit, Configure spending alerts, Update contact details

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is HMRC free?

HMRC is free to download, with no in-app purchases.

### Is Argos Pay free?

Argos Pay is free to download, with no in-app purchases.

### Which has better reviews, HMRC or Argos Pay?

Argos Pay is rated higher. HMRC averages 4.8 out of 5 from 583 ratings, while Argos Pay averages 5.0 from 2 ratings.

### Do HMRC or Argos Pay have ads?

Neither HMRC nor Argos Pay shows ads.

### Which is updated more often, HMRC or Argos Pay?

HMRC ships an update monthly, and Argos Pay weekly. Most recently, HMRC was updated on September 26, 2026 and Argos Pay on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*