# HMRC vs Skipton by invite

The clearest difference is rating: HMRC at 4.8 against Skipton by invite's 2.0. HMRC also leads on review sentiment (48% vs 15%) and ratings volume (600 vs 3). Skipton by invite's advantage is update cadence (fortnightly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HMRC holds the better App Store score, 4.8 against 2.0. That said, the two scores are not equally well evidenced: HMRC has 600 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 48% of HMRC's written reviews are positive against 15% of Skipton by invite's.

HMRC ships an update monthly, Skipton by invite fortnightly. The most recent releases landed on October 16, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | HMRC | Skipton by invite |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (600 ratings)](https://appshunter.io/ios/app/hmrc/id514561561/reviews)** | [2.0 (3 ratings)](https://appshunter.io/ios/app/skipton-by-invite/id6751199382/reviews) |
| Number of ratings | **600** | 3 |
| Positive reviews | **47.9% of reviews** | 14.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 34 MB | 140 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [HMRC](https://appshunter.io/developer/514561564) | [Skipton Building Society](https://appshunter.io/developer/1240175659) |

## What reviewers say

### HMRC

[App page](https://appshunter.io/ios/app/hmrc/id514561561)

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

**Highlights:** Quick secure sign-in, Check tax code and pay, Claim tax refunds, View State Pension details, Self Assessment payments, Manage Child Benefit, Find National Insurance number

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Straightforward payment process
- 💡 Useful information and updates
- 🔒 Secure authentication

**What reviewers complain about**

- 🐛 Frequent login issues and app crashes
- 🤔 Confusing navigation and UI
- ⚠️ Lack of communication about tax changes
- 🕰️ Slow and unresponsive app

**Reported bugs**

- Endless login loops and redirects
- App freezing and becoming unresponsive
- Inconsistent behavior after app updates
- Issues with Face ID and biometric authentication

**Requested features**

- Improved notification system for tax updates
- Ability to view and manage tax details in-app
- Better integration with banking apps for payments
- More user-friendly design and navigation


### Skipton by invite

[App page](https://appshunter.io/ios/app/skipton-by-invite/id6751199382)

Securely manage your mortgage, LISA, or Easy Access accounts on the go. Log in with biometrics or PIN, view statements, check balances, and track transactions. Open new accounts and manage payments with ease.

**Highlights:** Biometric and PIN login, View account balances and interest, Access statements and documents, Track transaction history, Open ISA, LISA, and Easy Access accounts, Manage mortgage repayments, Manage scheduled payments

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HMRC free?

HMRC is free to download, with no in-app purchases.

### Is Skipton by invite free?

Skipton by invite is free to download, with no in-app purchases.

### Which has better reviews, HMRC or Skipton by invite?

HMRC is rated higher. HMRC averages 4.8 out of 5 from 600 ratings, while Skipton by invite averages 2.0 from 3 ratings.

### Do HMRC or Skipton by invite have ads?

Neither HMRC nor Skipton by invite shows ads.

### Which is updated more often, HMRC or Skipton by invite?

HMRC ships an update monthly, and Skipton by invite fortnightly. Most recently, HMRC was updated on October 16, 2026 and Skipton by invite on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*