# SumUp Business vs SmartCheck

The clearest difference is monetization model: SumUp Business at free with in-app purchases against SmartCheck's subscription. SumUp Business also leads on update cadence (weekly vs every 4 months) and ratings volume (733 vs 1). SmartCheck's advantage is ads (none vs shown) and review sentiment (67% vs 37%). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SmartCheck holds the better App Store score, 4.0 against 3.8. That said, the two scores are not equally well evidenced: SumUp Business has 733 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 37% of SumUp Business's written reviews are positive against 67% of SmartCheck's.

SumUp Business ships an update weekly, SmartCheck every 4 months. The most recent releases landed on October 24, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | SumUp Business | SmartCheck |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (733 ratings)](https://appshunter.io/ios/app/sumup-business/id514879214/reviews) | **[4.0 (1 ratings)](https://appshunter.io/ios/app/smartcheck/id689229169/reviews)** |
| Number of ratings | **733** | 1 |
| Positive reviews | 36.7% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 4 months |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 626 MB | 54 MB |
| Requires iOS | 16.0 | **13.3** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [SumUp Limited](https://appshunter.io/developer/514879217) | [Mobile Solutions Limited](https://appshunter.io/developer/689229172) |

## What reviewers say

### SumUp Business

[App page](https://appshunter.io/ios/app/sumup-business/id514879214)

This app allows businesses to accept payments, manage inventory, send invoices, and track sales. It offers features like payment links, QR codes, and gift cards to facilitate transactions and boost customer engagement. The platform also provides tools for financial management and reporting.

**Highlights:** Accept payments, Manage item catalog, Track sales reports, Issue invoices, Create payment links, Generate QR codes, Sell digital gift cards

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 💡 Useful features
- 👍 Good app design
- 🚀 Fast payments
- 🚀 Convenient payment options

**What reviewers complain about**

- 🐛 Unreliable connectivity
- 🐛 Buggy app
- 🔒 Security concerns
- 🕰️ Slow payouts
- 👎 Poor customer service

**Reported bugs**

- Login issues
- App crashes
- Disconnection problems with card readers
- Incorrect payment processing
- Delayed payouts

**Requested features**

- Barcode scanning integration
- Improved inventory management
- Customizable receipts
- Faster payout options
- Detailed transaction reporting


### SmartCheck

[App page](https://appshunter.io/ios/app/smartcheck/id689229169)

Streamline fleet inspections with paperless walkaround checks and real-time defect reporting. Ensure DVSA and FORS compliance with proactive maintenance planning and a centralized online portal. Customize checklists and branding for your specific business needs.

**Highlights:** Paperless DVSA-compliant walkaround checks, Real-time defect reporting with photos, Offline functionality with automatic syncing, Customizable checklists and branding, Centralized online portal for reports, Proactive maintenance planning

**In-app purchases:** none


## Frequently asked questions

### Is SumUp Business free?

SumUp Business is free to download, with no in-app purchases.

### Is SmartCheck free?

SmartCheck is free to download, with no in-app purchases.

### Which has better reviews, SumUp Business or SmartCheck?

SmartCheck is rated higher. SumUp Business averages 3.8 out of 5 from 733 ratings, while SmartCheck averages 4.0 from 1 ratings.

### Do SumUp Business or SmartCheck have ads?

SumUp Business shows ads; SmartCheck does not.

### Which is updated more often, SumUp Business or SmartCheck?

SumUp Business ships an update weekly, and SmartCheck every 4 months. Most recently, SumUp Business was updated on October 24, 2026 and SmartCheck on October 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*